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Relevant Credit Cards articles and tips

RateCity

RateCity's Australian credit card comparison

Do you want to compare Australian credit cards? Then you've come to the right place because at RateCity you can search, compare and apply for a range of products from low-interest credit cards and low-fee cards, to balance transfer and rewards cards.

Credit Cards

19 Apr, 2012

2 min read

RateCity's Australian credit card comparison
RateCity

Can you find Australia's cheapest credit cards?

With so many credit cards on the market, finding Australia's cheapest credit cards can be a daunting task. The best way to tackle it is through research and comparison, and by asking yourself some relevant questions.

Credit Cards

26 Feb, 2012

2 min read

Can you find Australia's cheapest credit cards?
RateCity

Are the cheapest credit cards right for you?

Is the cheapest credit card in Australia the best for you? As it turns out, it may not be. Credit cards offer many features, some you will benefit from and others you won't. There is one rule to finding the right credit card for you - know your individual spending habits.

Credit Cards

26 Feb, 2012

3 min read

Are the cheapest credit cards right for you?
RateCity

Finding the best credit card for you

Want to know Australia's best credit card? Sorry to disappoint you but it doesn't exist. While Australia's credit card industry is very healthy, offering a huge range of competitive credit cards, every Australian's financial situation is different so finding just one card that would suit everyone, is impossible.

Credit Cards

20 Feb, 2012

3 min read

Finding the best credit card for you
Laine Gordon

Head of Public Relations

Don't be a victim of credit card fraud

Despite concerted efforts by banks to fight fraud, figures released in December by the Australian Payments Clearing Association (APCA) showed credit card fraud reached $210 million last financial year, up by $39 million from the previous year.

Credit Cards

29 Jan, 2012

3 min read

Don't be a victim of credit card fraud
Laine Gordon

Head of Public Relations

Credit cards, don't get stung

There's no denying that credit cards make life a hell of a lot easier, but the banks seem intent on making us pay for the convenience by charging unreasonably high credit card interest rates.

Credit Cards

12 Jan, 2012

3 min read

Credit cards - don't get stung
RateCity

What's the difference between credit and charge cards?

Credit cards, debit cards and charge cards? Apart from their plastic resemblance they all have different functions. Narrowing down the right card for you can mean hours of research but we can get you started by defining a popular choice of credit card, the charge card.

Credit Cards

10 Jan, 2012

3 min read

What's the difference between credit and charge cards?
Laine Gordon

Head of Public Relations

50,000 reasons to elope

While many of us have spent the past few years in angst about economic conditions, others are forking out nearly $50,000 to get married. That's the average cost of a wedding, according to research from Bride To Be magazine.

Credit Cards

12 Aug, 2011

3 min read

50,000 reasons to elope
Laine Gordon

Head of Public Relations

The $1.3 billion credit card bill

Australian households whittled away $1.3 billion on their credit cards last year - and much of that was before they even purchased anything or paid interest. That figure is the amount Australians paid on credit card fees in 2010, according to the Reserve Bank of Australia (RBA).

Credit Cards

25 Jul, 2011

3 min read

The $1.3 billion credit card bill
RateCity

Credit card cash advances create more debt

There are many times in our lives where funds can get extremely tight. Most of us tighten our purse strings and patiently wait for sunnier days but others get caught up in temptation and turn to their credit card for cash advances. The fact is, this is a costly habit, one you should be quick to break.

Credit Cards

29 Jun, 2011

3 min read

Credit card cash advances create more debt
Laine Gordon

Head of Public Relations

Aussies waste $1.3 billion on credit card fees

Australians are spending in excess of $1.3 billion in credit card fees each year, despite the fact that more than two dozen fee-free cards now exist in the market, RateCity has found.

Credit Cards

28 Apr, 2011

3 min read

Aussies waste $1.3 billion on credit card fees
Laine Gordon

Head of Public Relations

Don't let your credit card sting you after your Christmas spend

In the aftermath of Christmas spending, credit card holders should brace themselves for sneaky interest rate hikes, gracing the pages of statements due out this month. The silly season could leave many credit card holders stung after it was revealed by RateCity that 23 institutions upped their rates on 113 cards by an average of 25 basis points in December 2010.

Credit Cards

18 Jan, 2011

3 min read

Don't let your credit card sting you after your Christmas spend