Some of the top rated car loans in April 2025
Australian new car sales totalled 108,606 in March 2025, slipping 0.9% compared to the same time last year. Despite the slight dip, the standout story was the 380% jump in Plug-in Hybrid Vehicle (PHEV) sales compared to 2025. This surge was driven by buyers moving early to avoid losing the federal Fringe Benefits Tax exemption, which ended on 1 April 2025.
On the electric vehicle (EV) front, momentum appears to be easing. EVs made up just 4.9% of total reported sales—down from 9.5% in March 2024 and 6.8% in 2023. Although 89 EV models are now available in Australia, demand hasn’t kept up. FCAI Chief Executive Tony Weber said the early adopters have acted, but the broader market is yet to follow, a trend echoed in other advanced economies.
Top 5 Brands – March 2025
- Toyota – 20,541 vehicles
- Ford – 8,232 vehicles
- Mazda – 8,000 vehicles
- Kia – 7,307 vehicles
- Mitsubishi – 7,265 vehicles
Top 5 Models – March 2025
- Ford Ranger – 4,932 units
- Toyota RAV4 – 4,321 units
- Toyota HiLux – 4,081 units
- Mitsubishi Outlander – 3,005 units
- Toyota Prado – 2,871 units
For those looking to buy a new vehicle, comparing car loans could be just as important as choosing the right model. Interest rates, loan terms, and fees can vary significantly between lenders. Taking the time to compare options can help buyers save on monthly repayments and reduce the total cost of the loan.
For a quicker and simpler car loan comparison, you could consider using RateCity’s Real Time Ratings™. These simple star ratings reflect the cost and flexibility that each car loan offers at any given time, as they are updated regularly. The top-rated car loans in different categories are ranked on RateCity’s Car Loan Leaderboards, and may be eligible for a RateCity Gold Award.
Some of the top-rated green car loans
The top-rated car loans today for those borrowing to buy a new eco-friendly vehicle. Assumes a secured $30,000 loan on a 60-month loan term.
5.99%
5.99%
$387
Australian Credit Licence 364451
Fees & charges apply
Green Car Loan
- $3k to $150k
- 0 to 5 years
- Variable Rate
- Secured
5.79%
6.01%
$385
Australian Credit Licence 240573
Fees & charges apply
New Green Car Loan Fixed
- 2024 Award Winner
- From $5k
- 0 to 5 years
- Fixed Rate
- Secured
5.84%
6.13%
$385
Australian Credit Licence 244533
Fees & charges apply
Green Car Loan
- 2024 Award Winner
- $1k to $150k
- 1 to 7 years
- Variable Rate
- Secured
5.79%
6.24%
$385
Australian Credit Licence 238317
Fees & charges apply
Green Car Loan - Exceptional Credit
- $5k to $100k
- 1 to 7 years
- New or used car
- Fixed Rate
5.69%
6.04%
$384
Australian Credit Licence 244310
Fees & charges apply
Green Car Loan
- $20k to $120k
- 1 to 10 years
- New or used car
- Fixed Rate
Some of the top-rated new car loans
The top-rated car loans today for those borrowing to buy a new vehicle up to two years old. Assumes a secured $30,000 loan on a 60-month loan term.
5.99%
6.37%
$387
Australian Credit Licence 237476
Fees & charges apply
New Car Loan (NSW, ACT & QLD only)
- 2024 Award Winner
- $5k to $100k
- 1 to 7 years
- Fixed Rate
- Secured
6.48%
6.48%
$391
Australian Credit Licence 238991
Fees & charges apply
Low Rate Car Loan (Special Offer)
- From $20k
- 0 to 7 years
- New or used car
- Variable Rate
5.79%
5.79%
$385
Australian Credit Licence 240712
Fees & charges apply
Vehicle Loan
- $1k to $200k
- 5 years
- New or used car
- Variable Rate
6.19%
6.56%
$388
Australian Credit Licence 239933
Fees & charges apply
New Car Loan (Special)
- $1k to $100k
- 0 to 7 years
- Variable Rate
- Secured
5.66%
up to 20.07%
6.45%
$384
Australian Credit Licence 474726
Fees & charges apply
Low Rate Car Loan Excellent Credit (Amount > $5000)
- 2024 Award Winner
- $5k to $70k
- 3 to 7 years
- New or used car
- Fixed Rate
Some of the top-rated used car loans
The top-rated car loans today for those borrowing to buy a used vehicle two years and older. Assumes a secured $20,000 loan on a 36-month loan term.
5.99%
6.20%
$387
Australian Credit Licence 238293
Fees & charges apply
Car Loan (Car 1-5 Years)
- 2024 Award Winner
- $3k to $75k
- 1 to 5 years
- Variable Rate
- Secured
6.48%
6.48%
$391
Australian Credit Licence 238991
Fees & charges apply
Low Rate Car Loan (Special Offer)
- From $20k
- 0 to 7 years
- New or used car
- Variable Rate
6.49%
6.80%
$391
Australian Credit Licence 241077
Fees & charges apply
Car Loan (0-5)
- 2024 Award Winner
- $4k to $150k
- 1 to 5 years
- New or used car
- Variable Rate
6.24%
6.58%
$389
Australian Credit Licence 237515
Fees & charges apply
Chief Car Loan
- From $20k
- 0 to 7 years
- New or used car
- Fixed Rate
5.66%
up to 20.07%
6.45%
$384
Australian Credit Licence 474726
Fees & charges apply
Low Rate Car Loan Excellent Credit (Amount > $5000)
- 2024 Award Winner
- $5k to $70k
- 3 to 7 years
- New or used car
- Fixed Rate
Compare car loans in Australia
6.57%
7.19%
$392
Australian Credit Licence 488228
Fees & charges apply
- Promoted
- $5k to $100k
- 1 to 7 years
- Fixed Rate
- Secured
5.99%
7.12%
$387
Australian Credit Licence 395219
Fees & charges apply
- Promoted
- $5k to $150k
- 3 to 7 years
- Variable Rate
- Secured
6.52%
up to 18%
6.95%
$392
Australian Credit Licence 364340
Fees & charges apply
- Promoted
- Via broker
- $10k to $250k
- 1 to 7 years
- Fixed Rate
6.45%
up to 26.95%
6.45%
$391
Australian Credit Licence 411227
Fees & charges apply
- Promoted
- Special
- $8k to $50k
- 1.5 to 7 years
- New or used car
- Fixed Rate
6.57%
7.19%
$392
Australian Credit Licence 488228
Fees & charges apply
- Promoted
- $5k to $100k
- 1 to 7 years
- Fixed Rate
- Secured
5.84%
6.97%
$385
Australian Credit Licence 395219
Fees & charges apply
- Promoted
- $5k to $150k
- 3 to 7 years
- Variable Rate
- Secured
6.52%
up to 18%
6.95%
$392
Australian Credit Licence 364340
Fees & charges apply
- Promoted
- Via broker
- $10k to $250k
- 1 to 7 years
- Fixed Rate
7.14%
8.27%
$397
Australian Credit Licence 395219
Fees & charges apply
- Promoted
- $5k to $150k
- 3 to 7 years
- Variable Rate
- Secured
Product database updated 13 Apr, 2025
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Promoted car loans
New Car Loan - $5,000-$100,000
Real Time Rating™
- $5k to $100k
- 1 to 7 years
- Fixed Rate
- Secured
Interest rate p.a.
6.57%
Comparison rate* p.a.
7.19%
Australian Credit Licence 488228
Fees & charges apply
New/Demo Car Loan (Variable)
Real Time Rating™
- $5k to $150k
- 3 to 7 years
- Variable Rate
- Secured
Interest rate p.a.
5.99%
Comparison rate* p.a.
7.12%
Australian Credit Licence 395219
Fees & charges apply
New Car Loan
- Via broker
- $10k to $250k
- 1 to 7 years
- Fixed Rate
Interest rate p.a.
6.52%
up to 18%
Comparison rate* p.a.
6.95%
Australian Credit Licence 364340
Fees & charges apply
No Fee Personal Loan
Real Time Rating™
- Special
- $8k to $50k
- 1.5 to 7 years
- New or used car
Interest rate p.a.
6.45%
up to 26.95%
Comparison rate* p.a.
6.45%
Australian Credit Licence 411227
Fees & charges apply
Product data updated on 13 Apr 2025
