Georgia Brown
Personal Finance Editor
Can I refinance my car loan?
When it comes to your personal finances, it’s not a bad idea to keep an eye out for better offers on financial products that could potentially save you money.
Car Loans
03 Sep, 2020
6 min read
Georgia Brown
Personal Finance Editor
Do RBA rate changes affect car loans?
It might be common knowledge that any change the Reserve Bank of Australia (RBA) makes to the cash rate will have an effect on home loans, but can it impact your car loan in the same way?
Car Loans
05 Aug, 2020
3 min read
Alison Cheung
Finance Writer
Australia’s best car loans for June 2020
If you’ve been holding your horses all year to buy a car during end of financial year (EOFY) sales, now’s the time to take action.
Car Loans
25 Jun, 2020
3 min read
Bria Horne
Personal Finance Writer
Going guarantor: the good, the bad and the ugly
A guarantor on a car loan is a third party, usually a parent, relative or friend, who guarantees to meet the repayments of a loan for the purchase of a car, if the borrower/owner of the car defaults on the loan.
Car Loans
25 Jun, 2018
3 min read
Alex Ritchie
Personal Finance Editor
Learn more about no credit check car loans
Looking for no credit check car finance? See what options might be available for you at RateCity.
Car Loans
25 Jun, 2018
7 min read
Mark Bristow
Personal Finance Editor
What is a balloon payment?
Despite how it sounds, balloon payments have nothing to do with buying inflatable novelties, and everything to do with car loans and vehicle finance.
Car Loans
05 Dec, 2017
4 min read
Mark Bristow
Personal Finance Editor
Pros and cons of car loans versus cash car sales
When buying a car, it’s important to consider all of your options. As well as thinking about what car you should buy, you should consider how you plan to pay for it. There are several different options available, each with their own pros and cons, including paying cash to buy a car upfront, and taking out a car loan to be repaid over time.
Car Loans
27 Oct, 2017
6 min read
Nick Bendel
Property & Personal Finance Writer
5 car loan traps to avoid
We all love our cars, and can talk endlessly about speed, torque and engines, but unfortunately many of us struggle to understand car loans.
Car Loans
04 Oct, 2017
4 min read
Nick Bendel
Property & Personal Finance Writer
What is compulsory third-party insurance?
Compulsory third-party insurance, also known as CTP insurance, is compulsory for anyone who wants to register a vehicle in Australia.
Car Loans
15 Aug, 2017
1 min read
Alex Ritchie
Personal Finance Editor
Questions to ask before you buy a new car
Here are RateCity’s top questions to ask before you buy a new car.
Car Loans
04 Aug, 2017
4 min read
RateCity
Ten of the best car loan tips
Nearing the end of your current loan deal, borrowing for the first time or keen to consolidate existing debt? Here's what you need to know.
Car Loans
02 Aug, 2017
4 min read
Laine Gordon
Head of Public Relations
How to beat depreciation on your car
Cars depreciate on average by around 14 per cent per year in the first three years, then up to eight per cent after that.
Car Loans
02 Aug, 2017
3 min read
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