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Relevant Car Loans articles and tips

Georgia Brown

Personal Finance Editor

Is it possible to pause my car loan repayments?

There may come a time when even the most cautious of borrowers experience an unavoidable blow to their finances, making it difficult to meet their previously manageable repayments.

Car Loans

25 Sep, 2020

4 min read

Is it possible to pause my car loan repayments?
Georgia Brown

Personal Finance Editor

Can I refinance my car loan?

When it comes to your personal finances, it’s not a bad idea to keep an eye out for better offers on financial products that could potentially save you money.

Car Loans

03 Sep, 2020

6 min read

Can I refinance my car loan?
Georgia Brown

Personal Finance Editor

Do RBA rate changes affect car loans?

It might be common knowledge that any change the Reserve Bank of Australia (RBA) makes to the cash rate will have an effect on home loans, but can it impact your car loan in the same way?

Car Loans

05 Aug, 2020

3 min read

Do RBA rate changes affect car loans?
Alison Cheung

Finance Writer

Australia’s best car loans for June 2020

If you’ve been holding your horses all year to buy a car during end of financial year (EOFY) sales, now’s the time to take action.

Car Loans

25 Jun, 2020

3 min read

Australia’s best car loans for June 2020
Bria Horne

Personal Finance Writer

Going guarantor: the good, the bad and the ugly

A guarantor on a car loan is a third party, usually a parent, relative or friend, who guarantees to meet the repayments of a loan for the purchase of a car, if the borrower/owner of the car defaults on the loan.

Car Loans

25 Jun, 2018

3 min read

Going guarantor the good, the bad and the ugly
Alex Ritchie

Personal Finance Editor

Learn more about no credit check car loans

Looking for no credit check car finance? See what options might be available for you at RateCity.

Car Loans

25 Jun, 2018

7 min read

No Credit Check Car Loans | Compare Your Options
Mark Bristow

Personal Finance Editor

What is a balloon payment?

Despite how it sounds, balloon payments have nothing to do with buying inflatable novelties, and everything to do with car loans and vehicle finance.

Car Loans

05 Dec, 2017

4 min read

What Is A Balloon Payment? Car Loans | RateCity
Mark Bristow

Personal Finance Editor

Pros and cons of car loans versus cash car sales

When buying a car, it’s important to consider all of your options. As well as thinking about what car you should buy, you should consider how you plan to pay for it. There are several different options available, each with their own pros and cons, including paying cash to buy a car upfront, and taking out a car loan to be repaid over time.

Car Loans

27 Oct, 2017

6 min read

Pros and cons of car loans versus cash car sales
Nick Bendel

Property & Personal Finance Writer

5 car loan traps to avoid

We all love our cars, and can talk endlessly about speed, torque and engines, but unfortunately many of us struggle to understand car loans.

Car Loans

04 Oct, 2017

4 min read

5 car loan traps to avoid
Nick Bendel

Property & Personal Finance Writer

What is compulsory third-party insurance?

Compulsory third-party insurance, also known as CTP insurance, is compulsory for anyone who wants to register a vehicle in Australia.

Car Loans

15 Aug, 2017

1 min read

What is compulsory third-party insurance?
Alex Ritchie

Personal Finance Editor

Questions to ask before you buy a new car

Here are RateCity’s top questions to ask before you buy a new car.

Car Loans

04 Aug, 2017

4 min read

Questions to ask before you buy a new car
RateCity

Ten of the best car loan tips

Nearing the end of your current loan deal, borrowing for the first time or keen to consolidate existing debt? Here's what you need to know.

Car Loans

02 Aug, 2017

4 min read

Ten of the best car loan tips