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Buy Now Pay Later articles

Vidhu Bajaj

Personal Finance Writer

Buy now pay later vs personal loan

Thinking about making a pricey purchase but don’t want to splash all your cash at once? Buy now pay later (BNPL) and personal loans are two alternatives to choose from.

Bnpl

13 Jun, 2023

6 min read

Buy now pay later vs personal loan
Vidhu Bajaj

Personal Finance Writer

What is Gimmie, and how does it work?

Gimmie is a buy now, pay later platform that helps you make big purchases but spreads the payments over a range of flexible payment plans. Get to know Gimmie.

Bnpl

07 Feb, 2023

6 min read

What is Gimmie, and how does it work?
Peter Terlato

Personal Finance Editor

Can you sign up to multiple BNPL platforms?

Given the lack of regulation surrounding BNPL, you may be able to open multiple accounts with different providers. However, this may not be a sensible practice as it might be difficult to keep track of all your debts and you could miss payments, potentially resulting in late fees and charges.

Bnpl

14 Dec, 2022

3 min read

Can you sign up to multiple BNPL platforms?
Vidhu Bajaj

Personal Finance Writer

Payright: What is it and how does it work?

Payright is a buy now, pay later (BNPL) service that allows you to borrow up to $10,000 to shop at select retailers and repay the amount in smaller instalments spread over three to 36 months. The platform also includes a dedicated home improvement category, and you can gain approval for up to $20,000 for spending under this category.

Bnpl

01 Sep, 2022

6 min read

Payright: What is it and how does it work? | RateCity
Jodie Humphries

Personal Finance Editor

What’s the difference between Zip Pay and Zip Money?

Buy now pay later platform Zip offers two options, Zip Pay and Zip Money, which have different features suitable for different customers.

Bnpl

23 Aug, 2022

4 min read

What’s the difference between Zip Pay and Zip Money? | RateCity
Jodie Humphries

Personal Finance Editor

Afterpay vs humm: Which is a better service for me?

Both Afterpay and humm are established buy now, pay later (BNPL) services, but they have different spending limits and fee structures in place. While you can only spend up to $1,500 on an item with Afterpay, humm may allow you to purchase big-ticket items up to $30,000 using the service.

Bnpl

30 Jun, 2022

8 min read

Afterpay vs humm: Which is a better service for me? | RateCity
Jodie Humphries

Personal Finance Editor

Laybuy: What’s different about this retailer-centric platform?

Laybuy is a buy now, pay later service like Afterpay that lets you spend up to $1,200 on a wide range of products and pay off your purchases in six equal weekly instalments.

Bnpl

09 Jun, 2022

4 min read

Laybuy: What’s different about this retailer-centric bplatform?
Vidhu Bajaj

Personal Finance Writer

What is LatitudePay and how does it work?

LatitudePay is a buy now, pay later (BNPL) provider with a similar business model in New Zealand. It lets you spend up to $1,000 and pay it back in 10 weekly instalments, with the first instalment due on the day of the purchase.

Bnpl

09 Jun, 2022

6 min read

What is LatitudePay and how does it work?
Jodie Humphries

Personal Finance Editor

How does Fupay work?

Fupay offers customers small loans, either as cash transfers or credit, to cover expenses like house rent, utilities, and food bills.

Bnpl

06 Jun, 2022

4 min read

How does Fupay work?
Jodie Humphries

Personal Finance Editor

What is Klarna and how is it different from other Buy Now Pay Later services?

Klarna is a buy now, pay later (BNPL) service that can be used at almost any retailer, even outside the company’s partner network. You can use Klarna to pay for your shopping in four equal interest-free instalments, but late fees may apply if you fall behind your repayment schedule

Bnpl

06 Jun, 2022

5 min read

What is Klarna and how is it different from other Buy Now Pay Later services?
Jodie Humphries

Personal Finance Editor

Pay It Later: What is it and how does it work?

Pay It Later works like any other buy now, pay later (BNPL) service, allowing you to purchase items up to your approved credit limit (capped at a maximum of $1,000) and pay for them in four weekly instalments. What sets Pay It Later apart is the P2P option on the Pay It Later app that can be used to buy second-hand items from independent sellers online. 

Bnpl

06 Apr, 2022

5 min read

Pay It Later: What is it and how does it work?
Jodie Humphries

Personal Finance Editor

Should I invest in buy now, pay later companies?

The Australian buy now, pay later (BNPL) market is attracting international attention and becoming highly competitive, but it may still be a good investment.

Bnpl

21 Mar, 2022

4 min read

Should I invest in buy now, pay later companies?

Promoted bnpl products

Afterpay

Afterpay

    Deferit

    Deferit

      Klarna

      Klarna

        Laybuy

        Laybuy

          product data updated on

          Product data updated on 24 Dec 2024