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Updated on 05 Feb, 2025

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2023 RateCity Bank Account Gold Awards Winners

Finding Australia's best Bank Accounts has just been made easier. Select a category below and discover the Bank Accounts that have received a coveted RateCity Gold Award.

How RateCity works out the Gold Award

The RateCity bank account awards celebrate financial intuitions who consistently offer competitive transaction accounts to Australian consumers.

The awards are based on our market-leading Real Time Ratings™ system which gives every savings account in our database a score out of five based on features, perks, fees and functionality, tested against everyday transaction scenarios.

Importantly, these scores are calculated every day, capturing product changes as they happen,
a factor missed by some awards programs.

How Real Time Ratings™ work

How RateCity Leaderboards work

Our leaderboards allow you to quickly find and compare the top financial products in each of our key categories.

View all leaderboards

2023 Gold Awards Categories

RateCity’s Gold Awards recognise the best financial products across six categories as determined by our Real Time Ratings ™ system. Discover the best in Home Loans, Personal Loans, Car Loans, Savings Accounts, Term Deposits and Bank Accounts.