RateCity.com.au

70 articles written by Kate Cowling

Home Loans

Stress-free transition to your new home

Buying a new home is one of the most stressful things you can do. Doing it while trying to sell your current home at the same time amplifies the stress – and the risk.

kate-cowling

Kate Cowling -

12 Sep, 2013 -

4 min read

Home Loans

Top 5 home buying risks and how to avoid them

Whether you’re buying your first home, upsizing or downsizing, the process can be scary and stressful. Not to mention expensive. That’s why it’s important to be ready and aware of the biggest risks you can encounter when buying a home. By knowing what can go wrong, you can take steps to avoid it.

kate-cowling

Kate Cowling -

10 Sep, 2013 -

4 min read

Savings Accounts

Ten quick tips for a financial fresh start

Despite low interest rates, stress levels are rising among Australian households, new research shows. We look at 10 simple steps to regain control of your money and take the stress out of your finances.

kate-cowling

Kate Cowling -

05 Sep, 2013 -

3 min read

Home Loans

Gadgets your budget will love

Many Australian households are feeling the pinch of higher household costs and research shows that most are taking sensible steps to make money stretch further. To help you get ahead, we've rounded up five affordable tech gadgets designed to save you money.

kate-cowling

Kate Cowling -

29 Aug, 2013 -

3 min read

Home Loans

A guide for first home owners

If you’ve made the decision to buy your first home, then it’s a pretty safe bet that you’re feeling a little daunted by the whole process. But, armed with the right information and knowledge, taking out a first home owners loan doesn’t have to be scary.

kate-cowling

Kate Cowling -

19 Apr, 2013 -

3 min read

Home Loans

Tips to help you find the right home loan

Has the time come to make the ultimate commitment? Not marriage - a home loan! It's no easy process securing your first home loan but it's one worth investing some time in as a home loan will be part of your life for at least 25 years.

kate-cowling

Kate Cowling -

12 Apr, 2013 -

2 min read

Home Loans

Understanding the impact of home loan interest rates

We all understand the importance of finding a lender offering competitive interest rates when entering into a home loan however there are other factors you need to consider including, comparison rates, fees and charges.

kate-cowling

Kate Cowling -

08 May, 2012 -

3 min read

Home Loans

Cut your home loan debt with extra repayments

Conquering your debt is no easy feat and when you sign up for a home loan, it can feel like you will never get to the end of those home loan repayments. However, if you can tighten those purse strings and find a little extra to put into your repayments you could save a huge amount of money and cut years off your loan.

kate-cowling

Kate Cowling -

14 Nov, 2011 -

3 min read

Home Loans

The real costs of a home loan

Disguised by a league of various names including application, start-up, set-up or up-front fees, whatever you call it, an application fee will always be applied when signing up for a new home. But along with this, what are the other costs, the real costs, of a home loan?

kate-cowling

Kate Cowling -

14 Jun, 2011 -

3 min read

Home Loans

Should you be rewarded for your home loan loyalty?

These days it pays to be a loyal customer. More and more companies, including home loan lenders, are realising the importance of customer retention because of the competitive Australian market. In order to keep their customers from looking and going elsewhere they need to offer further incentives to keep their customers loyal.

kate-cowling

Kate Cowling -

08 Jun, 2011 -

3 min read