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70 articles written by Kate Cowling

Credit Cards

How to layby a holiday

Whisk yourself away to an exotic location, but take the stress out of it by doing a holiday layby, rather than hurting your credit card in one swoop.

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Kate Cowling -

13 Nov, 2014 -

3 min read

Term Deposits

Term deposit versus property investment

Are you thinking about taking out a home loan as an investor or opening a term deposit account? There are pros and cons to both approaches.

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Kate Cowling -

02 Oct, 2014 -

3 min read

Term Deposits

What are your long-term savings options?

There are many ways to save these days - if you can just avoid the temptation to spend. So what are some of the best long-term savings plans and options?

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Kate Cowling -

29 Sep, 2014 -

4 min read

Term Deposits

What's the deal with term deposit blackboard specials?

Many Australians who are seeking to invest their savings consider term deposits as a secure investment option and keep a close eye on blackboard specials - but should they?

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Kate Cowling -

29 Sep, 2014 -

2 min read

Credit Cards

Australia's billion dollar gym industry

Before signing a gym contract and charging your credit card, check the fine print and make sure any changes are noted in writing. It's not worth your savings account taking a hit!

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Kate Cowling -

26 Aug, 2014 -

3 min read

Savings Accounts

5 tips to revamp your finances

Are you stuck in a debt trap or simply failing to make a dent in your savings account? Now may be the time to take a close look at your finances - it's never too late to improve your money habits. But where should you start? Here are five tips to revamp your finances.

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Kate Cowling -

10 Apr, 2014 -

3 min read

Home Loans

What every first home buyer needs to know

Buying a home is a big commitment, both financially and emotionally. There is quite a lot to plan, organise and consider during the process, besides simply securing a home loan, so here is our list of what every first home buyer should know.

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Kate Cowling -

02 Apr, 2014 -

4 min read

Home Loans

Top five risks of renovating

If you are considering improving your home or are keen to get into the renovate-and-sell game, there are five risks you should keep in mind.

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Kate Cowling -

05 Mar, 2014 -

4 min read

Home Loans

The trick that could add $100,000 to your home

In a competitive marketplace, selling a home is no longer a straightforward transaction. But there is a trick that you can use to help add value.

kate-cowling

Kate Cowling -

20 Feb, 2014 -

3 min read

Savings Accounts

How to set up an emergency fund

Being financially prepared for an emergency is critically important in ensuring you can ride out any unforeseen events, but it is also a helpful strategy in securing the long-term health of your finances and minimising financial stress.

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Kate Cowling -

13 Feb, 2014 -

3 min read