Should I get the car first or the loan?

There are four reasons why you should organise your finance before you start shopping for a car.

How offset accounts can strip years off your home loan

Unless you have a bachelor degree in finance, really smart friends or a great financial advisor, you may never learn all the tricks of the trade. For instance, did you know that offset accounts reward the conscious saver by saving you thousands in interest charges and shaving years of your loan term?

RBA holds cash rate at 1.5 per cent

The Reserve Bank of Australia has left the official cash rate on hold at 1.5 per cent at its last meeting for 2016.

Comparing home loan terms: is 25 or 30 years better?

There are a lot of decisions that have to be made when choosing a home loan. One of the most important is the loan term length. When you are paying off a loan over such a long time, five years give or take, doesn’t seem like much but it can make all the difference financially.

RBA keeps rates on hold

The RBA has left the official cash rate on hold at 1.5 per cent at its meeting today.

Will we see a Melbourne Cup rate cut?

Will we see a Melbourne Cup rate cut?

No toast for you! How many smashed avo brunches it takes to buy a house

Earlier this week, Bernard Salt made headlines by claiming the money people under 40 spend on smashed avocado with crumbled feta five-grain toast could be used to save a deposit for a house.

Is Australia facing a housing market crash?

Australia is unlikely see a housing market crash, but prices in Sydney and Melbourne could fall by as much as 10 per cent in 2018, according to AMP’s Shane Oliver.

Over 300,000 mortgage holders with no equity in home

A new study has found that over 300,000 mortgage holders around the country have no real equity in their homes, identifying a problem area for our debt obsessed nation.

How to stop paying ATM fees for good

How many times have you been caught out without cash and had to use the closest ATM you can find?