Answers to your questions about home loan documents required for self-employed workers

If you have questions about what home loan documents for self-employed workers lenders usually ask for we can help explain what documents are needed and why.

Do bank employees get better mortgage rates?

You may not get a preferred home loan rate just because you work at the bank. Consider comparing offers from different lenders before applying for a home loan.

What credit score do I need to buy a home?

When you are starting the home loan application process, you could have some anxious moments about how lenders will view your application. Typically, lenders look at factors such as age, occupation, and income. In addition to those, your credit score plays an important role in evaluating your application.

How to qualify for a home loan if self-employed

If you’re self-employed, home loan qualifications can depend on how long you’ve been self-employed. Check the details of all home loan options available to you.

What is business car insurance?

If you use your personal car for business, buying a business car insurance policy may be a suitable option but make sure to check what the policy covers.

Handy tips for buying a home at auction

Forget The Block, auctions are a lot less glamorous and much more stressful when you're the one holding the bidding paddle. If you are organised, have your home loan pre-approved, know what you are looking for and know your budget and won't go over it, then perhaps an auction could be the place you land your dream home.

Should I get the car first or the loan?

There are four reasons why you should organise your finance before you start shopping for a car.

How offset accounts can strip years off your home loan

Unless you have a bachelor degree in finance, really smart friends or a great financial advisor, you may never learn all the tricks of the trade. For instance, did you know that offset accounts reward the conscious saver by saving you thousands in interest charges and shaving years of your loan term?

RBA holds cash rate at 1.5 per cent

The Reserve Bank of Australia has left the official cash rate on hold at 1.5 per cent at its last meeting for 2016.

Comparing home loan terms: is 25 or 30 years better?

There are a lot of decisions that have to be made when choosing a home loan. One of the most important is the loan term length. When you are paying off a loan over such a long time, five years give or take, doesn’t seem like much but it can make all the difference financially.