How to apply for a home loan with bad credit

Even if you have a poor history of repaying money, you may still be able to get approval for a home loan in some circumstances. Learn more about the different options and if you may be eligible for a home loan with very bad credit. 

What are the tax benefits available to first-time homebuyers renting out their property?

Homeowners may qualify for tax deductions when they rent out the home and make improvements. They can also claim a deduction for loss in any equipment’s value. 

What is a super re-contribution strategy?

By adopting a super re-contribution strategy whereby you withdraw super and then deposit it in the same or a different super fund later, you may save on tax.

Is superannuation payable on termination payments?

If you’re planning to switch jobs or your employment was terminated for any reason, it’s helpful to understand your rights before deciding on next steps. When it comes to whether your employer must pay superannuation on termination payments, the general answer is no.

What happens to your superannuation when you’re not working?

If you’ve become unemployed, you may be wondering what to do with your superannuation when you’re not working. You may still be able to grow your super.

How to choose a super fund

When you get a job, you can ask your employer to make super contributions to a fund chosen by you based on factors such as its performance and fees.

How to make downsizer contributions to your superannuation?

Making a downsizer contribution can be a good way to grow your superannuation fund if you’re over 65 years and are looking to sell an eligible property. Learn more about downsizer contributions.

What happens to superannuation in the event of bankruptcy?

If the deposits made in your superannuation are legitimate and it is a regulated fund, your superannuation is usually protected in the event of bankruptcy. Find out more.

What does contributing to super imply for business owners?

Business owners should ensure they make super guarantee contributions for eligible employees and maintain super records for five years.

What you should know about using super for home loan repayments

You can sometimes use super for mortgage repayments if you risk defaulting and losing your home or if you qualify for the First Home Super Saver Scheme.