What is a debt-to-income ratio, and how does it impact your mortgage application?

A debt-to-income ratio (DTI) compares the amount of money you earn to the amount of money you owe to various lenders and credit card providers. It’s used by lenders to judge whether you can repay your mortgage comfortably or not.

What happens to a reverse mortgage when the owner dies?

When a homeowner dies with an outstanding reverse mortgage, their home may be sold to repay the debt. However, their family may need to move out of the house first.

What are the pros and cons of a savings account?

Want to open a savings account but not sure if it’s the right financial decision? It may be worth weighing up the pros and cons of having a savings account to help you decide.

How do I find the current energy supplier in my neighbourhood?

Finding out who your energy supplier is can take just a quick phone call or internet search. You could also find your energy provider on your latest energy bill. 

Can a reverse mortgage calculator help me estimate my borrowing limit?

While you can borrow at least $10,000 through a reverse mortgage, consider using a reverse mortgage calculator to estimate how much more you could borrow.

How to find gas and electricity deals for pensioners

Energy bills can be expensive, but there are a few things pensioners can do to keep the costs as low as possible. Learn how you can find some of the best gas and electricity prices for pensioners.

How to set up your gas and electricity plans when moving house 

Moving house? Gas and electricity set-up in your new place shouldn’t cause stress if you have the right information. Find out what to do to start the process. 

How do I switch energy providers?

You may wish to switch gas and electricity suppliers because you’ve found a better deal. Learn about the steps you’ll need to take and what the switch may cost you.

How to save electricity at home in Australia

Australia’s energy prices are among the world’s highest. Here are five easy ways to help you save electricity.

What is a reverse mortgage and are you eligible?

Using a reverse mortgage, you can convert the equity of your home into cash if you meet certain requirements. Learn more about reverse mortgages and find out if you’re eligible.