Is additional borrowing on a mortgage possible?

If you need to pay for a large expense, one of your options is to top up your mortgage. Find out how much you can borrow and how you can use the extra funds.

Leasing vs buying a car in Australia: Which should you choose?

Wondering if you need to own a car, or if leasing one serves your purposes? Discover which option makes more sense to you financially.

What are the different types of car loans?

When you need a loan to buy a car, different types of car loans are available, and what you choose will affect your financial planning. 

Can I take out a loan against my home’s equity?

You can use the equity in your home as a deposit for taking out another loan. But lenders may require a home valuation before reviewing your loan application.

What is a direct debit?

Direct debit is often the preferred or only way to pay for recurring bills or subscriptions. Find out how to set up a direct debit and the pros and cons of using this payment method.

What is gainful employment under superannuation regulations?

You can access your super when you reach your preservation age if you’re no longer gainfully employed. And if you’re over 67, you can add to your super again if you’re gainfully employed. So what is considered as gainfully employed for superannuation purposes?

Are home loans available to Aussie expats?

Australian expats can usually apply for the same home loans as Aussie residents, but consider checking lenders’ specific qualifying criteria and loan terms.

Do you really need a 20 per cent deposit before applying for a home loan?

Like most first home buyers, you may think that you’ll need a 20 per cent deposit before you can apply for a home loan. With Lender's Mortgage Insurance (LMI) and a family guarantee, however, some lenders allow you to buy a home with a lower deposit.

Is including insurance in a long-term car lease cheaper than insuring the car separately?

Purchasing car insurance separately for a leased car can prove more expensive, but consider checking if the dealer offers basic insurance with the lease.

What happens to a mortgage in a divorce?

From coming to terms with the end of your relationship to dealing with parenting and living arrangements, divorce is difficult. And if you hold a joint mortgage with your spouse, it can further complicate matters. Here are the different options available after your divorce.