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513 articles written by Jodie Humphries

Home Loans

What are the total bank charges for a home loan?

When you are planning on buying a home, understanding the different types of costs involved can help avoid any unpleasant surprises later.

jodie-humphries

Jodie Humphries -

21 Mar, 2022 -

4 min read

Credit Cards

How can I prevent my Qantas Frequent Flyer Points from expiring?

Find out when your Qantas points expire and what you can do to keep your account active. If you find that your Qantas points are about to expire, you can reset the clock by earning or spending a few points from your Qantas account.

jodie-humphries

Jodie Humphries -

21 Mar, 2022 -

3 min read

Home Loans

What is the Shared Ownership Home Loan scheme in Western Australia?

The Shared Ownership Home Loan scheme in WA may help home buyers tp get into their own home faster with only a 2% deposit, and without having to pay costly Lender's Mortgage Insurance.

jodie-humphries

Jodie Humphries -

21 Mar, 2022 -

4 min read

Home Loans

How much should you borrow for a mortgage?

Based on your financial situation, you have a certain borrowing capacity for a home loan. Even if you can borrow more, you need to exercise financial discipline and only take on as much debt as you can comfortably repay.

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Jodie Humphries -

16 Mar, 2022 -

3 min read

Home Loans

How do land and construction loans work?

If you’re planning to buy land and build a house, there are specific land and construction loan options available to you. Find out how these work.

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Jodie Humphries -

14 Mar, 2022 -

4 min read

Credit Cards

How does American Express credit card travel insurance work?

What’s included in your Amex credit card travel insurance coverage depends on the type of card you hold. Having complimentary credit card travel insurance comes in handy at such times by automatically providing a cover for your trips.

jodie-humphries

Jodie Humphries -

11 Mar, 2022 -

4 min read

Home Loans

Who can be a guarantor for a home loan?

If you are considering having a guarantor for your mortgage, you will want to know who can guarantee a home loan? Or if you’re planning to guarantee a loan, you should know how to protect your interests.

jodie-humphries

Jodie Humphries -

11 Mar, 2022 -

3 min read

Home Loans

Discharge of mortgage: When and how to go about it?

There are certain situations when you may have to discharge your mortgage during the loan term, such as when you are selling your house or refinancing your mortgage. Learn how mortgage discharge works and what it will cost you.

jodie-humphries

Jodie Humphries -

04 Mar, 2022 -

5 min read

Home Loans

How can I increase my borrowing power?

Are you wondering how to increase your home loan borrowing power? There are several methods you could use.

jodie-humphries

Jodie Humphries -

03 Mar, 2022 -

5 min read

Credit Cards

Demystifying the American Express Black Centurion Card

The American Express Centurion Card (also called the AMEX black card) is one of the most exclusive cards worldwide and is only available on an invitation basis. Let's explore some of the facts we know about this luxury credit card.

jodie-humphries

Jodie Humphries -

01 Mar, 2022 -

5 min read