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Eden Radford

External Comms Lead

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Eden Radford is the External Comms Lead for RateCity, bringing almost a decade of experience across the finance services and technology sectors. In prior years, Eden has worked with Lendi, Aussie, Xero, Qualcomm, Accenture, and Dyson, among others, while being a pillar of expertise for government clients and contracts, as well. Eden has a passion for improving financial literacy, data storytelling and helping people better understand the decisions they can make about their own finances.

123 articles written by Eden Radford

Home Loans

Monthly inflation spike puts rate hikes back on the menu

The prospect of a 14th rate hike is back on the table as the latest ABS monthly CPI indicator shot up to 4 per cent in the month of May.

eden-radford

Eden Radford -

26 Jun, 2024 -

6 min read

Credit Cards

Big bank rewards cards offering rates under 20% disappear as Westpac the last to hike

Westpac, Australia’s third largest credit card provider, has today increased interest rates across its rewards and low fee credit cards by up to 1.25 percentage points.

eden-radford

Eden Radford -

20 Jun, 2024 -

5 min read

Home Loans

Borrowers to bunker down with rates to stay on hold... until 2025

Borrowers should plan to bunker down for the remainder of the year under the pressure of the current cash rate of 4.35 per cent, as inflation gives the RBA little room for a rate cut this year.

eden-radford

Eden Radford -

17 Jun, 2024 -

6 min read

Home Loans

Arrears on the rise despite record levels of cash in offset accounts

The total amount of money stashed in offset accounts has hit another record high of $271.72 billion, as borrowers continue to stash cash in their mortgages despite the rate hikes.

eden-radford

Eden Radford -

12 Jun, 2024 -

7 min read

Home Loans

Cash rate to remain on hold next Tuesday as ANZ pushes rate cuts into 2025

The RBA is set to leave the cash rate on hold at 4.35 per cent following its meeting next week, with ANZ today now saying it does not believe the first rate cut will come until 2025.

eden-radford

Eden Radford -

11 Jun, 2024 -

6 min read

Credit Cards

Five months and counting: credit card debt continues to rise

Australia’s total credit card debt attracting interest charges has risen for the fifth month in a row, as households across the country struggle to get on top of their credit card debt.

eden-radford

Eden Radford -

07 Jun, 2024 -

5 min read

Home Loans

Money in the bank now $200 billion higher than since the start of the hikes + Westpac home loan growth surges ahead

Australians squirrelled away $4.69 billion in the month of April as money in the bank from households continues to hit new heights.

eden-radford

Eden Radford -

31 May, 2024 -

4 min read

Home Loans

Monthly inflation ticking along - in the wrong direction

The prospect of cash rate cuts in 2024 remains in doubt following higher than expected inflation figures released from the ABS.

eden-radford

Eden Radford -

29 May, 2024 -

4 min read

Home Loans

CBA wields the interest rate knife in a bid for a bigger slice of the refinancing pie

Australia’s biggest bank, CBA, has launched a brand-new home loan for refinancers with a discounted rate as low as 6.15 per cent, provided borrowers sidestep both the branch, and the broker, and apply online.

eden-radford

Eden Radford -

27 May, 2024 -

5 min read

Credit Cards

Sound the alarm: credit card debt rises for the 4th month in a row

The total household credit card debt attracting interest charges has risen for the fourth month in a row, as the country finds itself on a debt treadmill.

eden-radford

Eden Radford -

07 May, 2024 -

4 min read