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Eden Radford

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122 articles written by Eden Radford

Credit Score

How to fix credit report errors

While it’s not that common, it is possible for your credit report to contain mistakes. If you think there’s a mistake on your credit report, there are steps you can take to make sure it is corrected.

eden-radford

Eden Radford -

12 Apr, 2024 -

3 min read

Credit Cards

What to do if you’re struggling with credit card debt

Having credit card debt may not be out of the ordinary, but if you’re struggling to pay that debt off, it’s worth taking a moment to figure out a game plan, and fast.

eden-radford

Eden Radford -

11 Apr, 2024 -

3 min read

Home Loans

Refinancing halts freefall yet fixed rates hit rock bottom

The value of refinanced home loans staged a small comeback in February, with ABS Lending Indicator data recording a $478 million bump.

eden-radford

Eden Radford -

09 Apr, 2024 -

5 min read

Credit Cards

Credit card debt rises for the third month in a row as households struggle to clear Christmas debt

Credit card debt attracting interest charges has risen for the third month in a row in a sign an increasing number of households are struggling to get on top of their debt in 2024.

eden-radford

Eden Radford -

09 Apr, 2024 -

4 min read

Home Loans

Unloan now available to new home loans

Unloan, the digital home loan from Australia’s biggest bank, is expanding its offering beyond refinancers, and is now offering its competitive rate and loyalty discount for new home loans too.

eden-radford

Eden Radford -

08 Apr, 2024 -

2 min read

Home Loans

Are cashback deals worth it?

While the idea of pocketing a couple thousand dollars for switching your mortgage might sound appealing, it’s important to understand there are a number of different factors that go into choosing a loan.

eden-radford

Eden Radford -

26 Mar, 2024 -

4 min read

Home Loans

Bendigo Bank launches fast pre-approvals for BEN Express Home Loans

Bendigo Bank has just announced their digital home loan, BEN Express, now offers pre-approvals. The feature, which was delivered in partnership with Tiimely, could see some house hunters receive pre-approval within minutes.

eden-radford

Eden Radford -

25 Mar, 2024 -

3 min read

Bank Accounts

What is the lipstick effect?

Do you know that lipstick sales are considered a way to know if we’re in a recession? It’s called the lipstick effect, or the lipstick index, and it’s regarded by some as a helpful way to understand how consumers are responding to an economic downturn.

eden-radford

Eden Radford -

25 Mar, 2024 -

4 min read

Home Loans

Cash rate on hold: how to keep your budget in the black until rate cuts eventuate

The RBA has kept the cash rate on hold for the third consecutive meeting, as Australia’s monetary policy settings work to rein in inflation.

eden-radford

Eden Radford -

19 Mar, 2024 -

5 min read

Credit Score

Who can access my credit report?

In Australia, only a very specific list of businesses and lenders can access your credit report - and they must only do so for specific reasons.

eden-radford

Eden Radford -

15 Mar, 2024 -

2 min read