RateCity.com.au

974 articles written by Alex Ritchie

Savings Accounts

ANZ cuts savings rates

Big four bank, ANZ, has today cut its two main savings accounts by 0.05 per cent. This is the second time ANZ has cut its savings rates this year, despite the fact the cash rate has not moved since November 2020.

alex-ritchie

Alex Ritchie -

04 Jun, 2021 -

3 min read

Home Loans

Lower rates and fintech: how online lenders have transformed the home loan market in the last decade

RateCity sat down with Marie Mortimer, Managing Director of loans.com.au, one of Australia's first and largest online lenders, to discuss how the home loan market and online lenders have changed in honour of its 10 years in business.

alex-ritchie

Alex Ritchie -

04 Jun, 2021 -

8 min read

Bank Accounts

Over a quarter of Aussies feel better about their finances than a year ago

Just over a quarter of Australians feel better about their finances than 12 months ago, according to research from the latest RateCity survey. There are some actions you may want to consider to take back control.

alex-ritchie

Alex Ritchie -

04 Jun, 2021 -

4 min read

Home Loans

One in three homeowners fixed mortgage rates in past year

Over one in three homeowners opted to fix their mortgage rates in the past 12 months , according to research from RateCity’s consumer survey. However, Aussies still considering fixing their mortgage may have already missed the boat.

alex-ritchie

Alex Ritchie -

03 Jun, 2021 -

3 min read

Superannuation

Super sees strong performance in March quarter

Superannuation assets have shown signs of growth over the last 12 months, according to the latest APRA Quarterly Superannuation Performance publication. Is now the time to make voluntary super contributions?

alex-ritchie

Alex Ritchie -

27 May, 2021 -

3 min read

Cryptocurrency

Is crypto legal in Australia?

Currently, cryptocurrencies and cryptocurrency exchanges are legal in Australia, including Bitcoin, Ethereum, Ripple and even Dogecoin. But what legal protections are in place for crypto traders, and could that change in the future?

alex-ritchie

Alex Ritchie -

27 May, 2021 -

4 min read

Home Loans

Can parents pay off a child's mortgage?

The bank of mum and dad has become one of the most common ways young Australians are able to get a foot on the property ladder. Here are three main ways a parent may be able to pay off a child’s mortgage.

alex-ritchie

Alex Ritchie -

25 May, 2021 -

4 min read

Home Loans

Tips for a house valuation

Taking the time to properly prepare and set up your home for valuation is crucial to ensure it is valued at the most optimal price. Here is how to prepare your home for valuation.

alex-ritchie

Alex Ritchie -

25 May, 2021 -

3 min read

Car Loans

How to get the best car loan rate before you visit the dealership

As our desire for a new set of wheels grows, Aussies looking to drive away in a new or used vehicle may be wondering what they can do to nab a competitive car loan rate. Here are RateCity’s tips for improving your chances of getting your best car loan.

alex-ritchie

Alex Ritchie -

25 May, 2021 -

4 min read

Home Loans

The single parent home buyer scheme: what you should know

As property price growth continues to skyrocket across the country, including in regional areas, single parents may be feeling increasingly locked out of the market. However, the 2021-2022 Federal Budget has thrown single parents a lifeline in the form of a tailor-made scheme: The Family Home Guarantee.

alex-ritchie

Alex Ritchie -

21 May, 2021 -

6 min read