How June’s top personal loans could fund your home or travel spending

As the Australian economy begins to exceed pre-pandemic levels and optimism returns to our finances, it appears there are two popular paths we’re considering taking: spending on home or on travel. And a personal loan may be able to help with both.

What is the maximum car loan term

In the market for a new car loan? Depending on your budget and personal financial circumstances, you may be wondering what the maximum car loan term is that you can apply for.

What is the minimum amount I can borrow on a personal loan?

When looking into getting a personal loan one of the first questions customers ask is how much money they’re eligible to borrow. But what if you only need to borrow a small amount?

When I apply for a personal loan, will the lender contact my employer?

When applying for a personal loan you need to make sure your ducks are all in a row, meaning you’ve gathered all your personal documentation and ensured you’re meeting the eligibility requirements.

Aussies skipping holidays and spending at home in 2021

Australians are skipping holidays this year due to a lack of funds, with RateCity survey respondents redirecting any travel money into the family home instead.

ANZ hikes 4- and 5-year fixed home loans but cuts 2-year rates

ANZ has today hiked its 4- and 5- year rates by up to 0.45 per cent for owner-occupiers paying principal and interest. However, the big four bank has also shaved its 2-year fixed rate by 0.10 per cent.

Home loan cashback deals for June 2021

We may be nearing the end of rock-bottom interest rates as more lenders have started lifting fixed rates in recent weeks. This means that borrowers hoping to nab a competitive home loan offer may need to look to other benefits, such as cashback deals.

Can I use a car loan to buy a car privately?

In Australia, you can use a car loan to purchase a new or used vehicle from a dealer or a private seller. However, it can be a slightly more involved process when buying a vehicle from a private seller.

Four ways to pay off your car loan faster

Is your car loan weighing down your finances and preventing you from fully enjoying your new wheels? There are several ways you may be able to take back control and pay off your car loan faster.

What is a property history report, and how can it help you?

If you’re in the early stages of purchasing a property you may be curious to the history of the home you’re considering buying. After all, how can you move forward with a property if you don’t know its past, including rental yields and growth of its market value?