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Arab Bank Australia home loans
Arab Bank Australia is a subsidiary of Arab Bank plc which has the world’s largest network of Arab banks – over 500 branches in approximately 30 countries. Arab Bank was launched in Australia in 1986 and has its headquarters in Sydney, with branches in both Sydney and Melbourne.
Arab Bank Australia offers a range of everyday banking, home loans and international trading services. By partnering with leading Australian banks including Westpac, BankSA and Bank of Melbourne, Arab Bank Australia customers are able to use around 3000 ATMs Australia wide.
In 2007 Arab Bank Australia won three Money Magazine “Best of the Best” awards for their 3 Year Fixed Home Loan, 5 Year Fixed Investment Loan and premium Business Cheque Account. Three years later in 2010 it won “Best Savings Account”.
Personal Finance Editor
Content updated
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Why choose Arab Bank Australia
Arab Bank Australia Home Loans
Loan amount
Minimum deposit
Loan type & Term
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9.39%
9.44%
$3,031
Australian Credit Licence 234563
Fees & charges apply
Essentials Investment Loan
- Investor
- Variable
- 5% min deposit
- P&I
6.30%
6.43%
$2,320
Australian Credit Licence 234563
Fees & charges apply
The Basics Home Loan - Special Offer
- Investor
- Variable
- 20% min deposit
- P&I
5.70%
5.83%
$2,191
Australian Credit Licence 234563
Fees & charges apply
The Basics Home Loan - Special Offer
- 2024 Award Winner
- Owner Occupied
- Variable
- 40% min deposit
- P&I
5.80%
5.93%
$2,212
Australian Credit Licence 234563
Fees & charges apply
The Basics Home Loan - Special Offer
- Owner Occupied
- Variable
- 30% min deposit
- P&I
5.85%
6.00%
$2,223
Australian Credit Licence 234563
Fees & charges apply
Essential Home Loan - Special Offer
- Owner Occupied
- Variable
- 40% min deposit
- P&I
5.95%
6.08%
$2,244
Australian Credit Licence 234563
Fees & charges apply
The Basics Home Loan - Special Offer
- Owner Occupied
- Variable
- 20% min deposit
- P&I
5.95%
6.10%
$2,244
Australian Credit Licence 234563
Fees & charges apply
Essential Home Loan - Special Offer
- Owner Occupied
- Variable
- 30% min deposit
- P&I
6.00%
6.15%
$2,255
Australian Credit Licence 234563
Fees & charges apply
Essential Home Loan - Special Offer
- Owner Occupied
- Variable
- 20% min deposit
- P&I
6.20%
6.27%
$2,298
Australian Credit Licence 234563
Fees & charges apply
The Basics Home Loan - Special Offer
- Investor
- Variable
- 40% min deposit
- P&I
6.25%
6.30%
$2,309
Australian Credit Licence 234563
Fees & charges apply
Essential Home Loan - Special Offer
- Investor
- Variable
- 40% min deposit
- P&I
6.25%
6.33%
$2,309
Australian Credit Licence 234563
Fees & charges apply
The Basics Home Loan - Special Offer
- Investor
- Variable
- 30% min deposit
- P&I
6.30%
6.35%
$2,320
Australian Credit Licence 234563
Fees & charges apply
Essential Home Loan - Special Offer
- Investor
- Variable
- 30% min deposit
- P&I
Home Loans calculator
Use our home loan calculator to see how much you’d have to repay under different borrowing scenarios.
Your estimated mortgage repayments
Total interest
$0
Total repayments
$0
- All calculations are estimates only; they are not guarantees, pre-qualifications or pre-approvals for borrowing. All results are based solely upon the data entered into the calculator.
- It is assumed that data entered into the calculator, including interest rates, do not change for the lifetime of the loan - unless specified.
- The Present Value provided by this calculator is displayed as the amount labelled 'Loan amount'.
- At the end of the interest-only period, the rate may change. For this calculation, rate switches to the current rate.
- The current rate is today’s average big 4 owner occupier advertised discounted variable rate (LVR 80%), unless you have inserted your own rate.
- Interest is calculated by compounding on the same frequency as the repayment selected, i.e. weekly, fortnightly or monthly.
- Months are assumed to be of equal length. However, given some months are longer than others, interest charged may vary depending upon the month.
- One year is assumed to contain exactly 52 weeks or 26 fortnights. Thus each year has 364 days.
- The calculator uses the unrounded repayment to derive the home loan summary line graph and repayment schedule. However, institutions may round repayments to the nearest cent.
- Your final mortgage repayments or borrowing amount will depend on your lender’s eligibility criteria among other factors.
- Calculator does not include the cost of fees or other extra charges.
- Calculator does not account for changes to interest rates over time.
- This calculator is for information purposes only. Any advice is general and has not taken into account your personal circumstances. Consider whether you need financial advice from a qualified adviser.
- After the interest only term ends, your repayments will change based on the current* interest rate. This rate is subject to change. Read our full disclaimer.
Arab Bank Australia customer service
Arab Bank Australia home loan customers can contact their lender via a variety of touch points depending on the nature of their enquiry. Borrowers can discuss their needs face-to-face in branch or can call the customer service centre. Alternatively customers with access to the internet can use online banking or their mobile app to access their Arab Bank Australia accounts.
- Customer service centre (phone)
- Mobile app
- Online banking
- Branch
- Mobile banking staff
How to Apply
To find out more information and to apply for an Arab Bank Australia home loan customers can visit the website. Alternatively borrowers can visit their nearest branch or call the customer services centre. If a meeting in branch is not a possibility a dedicated relationship manager can visit customers either at their home or workplace. Before applying for home loans customers should explore their options making full use of the tools specially designed to estimate how much mortgage repayments are likely to cost. Arab Bank Australia requires all home loan customers to supply the following documentation:
- Personal identification.
- Details of current assets, including estimated values.
- Details of current debts, including credit limits.
- Proof of income such as payslips or tax returns.
- Estimated value of any property offered as security.
- Details of deposit and equity.
- Previous mortgage statements (for refinancers).
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^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, target market determination fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.