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Term Deposits Articles

Relevant Term Deposits articles and tips

Jodie Humphries

Personal Finance Editor

What can you learn from Australian term deposit historical rates?

How do old term deposit rates compare against today’s interest rates? Are there lessons to be learned from historical term deposit interest rates?

Term Deposits

27 Jan, 2021

4 min read

What can you learn from Australian term deposit historical rates?
Jodie Humphries

Personal Finance Editor

Can I open a foreign currency term deposit in Australia?

If the AUD isn’t performing as well as other currencies, you may consider opening a foreign currency term deposit in Australia. There are a few boxes you’ll need to tick before you can apply.

Term Deposits

20 Jan, 2021

3 min read

Can I open a foreign currency term deposit in Australia?
Mark Bristow

Personal Finance Editor

How does a business term deposit work?

A fixed-term deposit can be a useful option for increasing your business’s cash reserve. Remember to compare business term deposit rates before deciding on one.

Term Deposits

17 Dec, 2020

4 min read

How does a business term deposit work?
Alison Cheung

Finance Writer

Australia’s best term deposits for June 2020

If you’re a saver who’s built a kitty over a considerable amount of time, you may be looking to protect your precious savings during the recession.

Term Deposits

29 Jun, 2020

2 min read

Australia’s best term deposits for June 2020
Nick Bendel

Property & Personal Finance Writer

What is a term deposit?

A term deposit is a set amount of money you leave with a lender for an agreed amount of time in return for an agreed amount of interest.

Term Deposits

16 Aug, 2017

2 min read

What is a term deposit?
Kate Cowling

Term deposit versus property investment

Are you thinking about taking out a home loan as an investor or opening a term deposit account? There are pros and cons to both approaches.

Term Deposits

02 Oct, 2014

3 min read

Term deposit versus property investment
Kate Wick

The benefits of long-term deposits

Term deposits are great for the undisciplined saver because you can lock away your savings for a period of time and you won't be tempted to withdraw it. Today we are looking at the benefits of longer-term deposits.

Term Deposits

30 Sep, 2014

2 min read

The benefits of long-term deposits
Kate Cowling

What are your long-term savings options?

There are many ways to save these days - if you can just avoid the temptation to spend. So what are some of the best long-term savings plans and options?

Term Deposits

29 Sep, 2014

4 min read

What are your long-term savings options?
Kate Cowling

What's the deal with term deposit blackboard specials?

Many Australians who are seeking to invest their savings consider term deposits as a secure investment option and keep a close eye on blackboard specials - but should they?

Term Deposits

29 Sep, 2014

2 min read

What's the deal with term deposit blackboard specials?
Laine Gordon

Money Editor

How to get a head start in the property market

As lenders loosen the purse strings and house prices take a dive, first-time buyers are more likely to be able to buy than at any time since the credit crunch.

Term Deposits

21 Feb, 2012

3 min read

How to get a head start in the property market
Laine Gordon

Money Editor

Term deposit v property: how to choose an investment

Investing in real estate can have its disadvantages, not least when you have troublesome tenants. And with yields on residential investment property now averaged at 4.5 percent, there are growing questions about whether investing in property is really worth it.

Term Deposits

21 Apr, 2011

3 min read

Term deposit v property how to choose an investment
RateCity

Short Term Deposit Rates

Investing it into a short term deposit will give you peace of mind knowing it will be returning you a higher interest rate than your everyday transaction account while very low risk to your investment.

Term Deposits

18 Apr, 2011

2 min read

Short Term Deposit Rates