UniBank Home Loan Rates - December 2024

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Loan type & Term

Your estimated mortgage repayments

Total interest

Total repayments

How much can I borrow?

Compare home loans

All calculations are estimates only; they are not guarantees, pre-qualifications or pre-approvals for borrowing. All results are based solely upon the data entered into the calculator.
It is assumed that data entered into the calculator, including interest rates, do not change for the lifetime of the loan - unless specified.
The Present Value provided by this calculator is displayed as the amount labelled 'Loan amount'.
At the end of the interest-only period, the rate may change. For this calculation, rate switches to the current rate.
The current rate is today’s average big 4 owner occupier advertised discounted variable rate (LVR 80%), unless you have inserted your own rate.
Interest is calculated by compounding on the same frequency as the repayment selected, i.e. weekly, fortnightly or monthly.

Months are assumed to be of equal length. However, given some months are longer than others, interest charged may vary depending upon the month.
One year is assumed to contain exactly 52 weeks or 26 fortnights. Thus each year has 364 days.
The calculator uses the unrounded repayment to derive the home loan summary line graph and repayment schedule. However, institutions may round repayments to the nearest cent.
Your final mortgage repayments or borrowing amount will depend on your lender’s eligibility criteria among other factors.
Calculator does not include the cost of fees or other extra charges.
Calculator does not account for changes to interest rates over time.
This calculator is for information purposes only. Any advice is general and has not taken into account your personal circumstances. Consider whether you need financial advice from a qualified adviser.
After the interest only term ends, your repayments will change based on the current* interest rate. This rate is subject to change. Read our full disclaimer.

Debra Mills

NT0800

Australian Credit Licence: 392200

5.0

5 Google reviews

Get expert advice from a home loans specialist.

Debra loves working with people in achieving their dreams! She is committed to responding promptly to client inquiries ...

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Arnab Baral

VIC3030

Australian Credit Licence: 384324

4.9

162 Google reviews

Get expert advice from a home loans specialist.

Arnab Baral is a distinguished Mortgage Broker at Cinch Loans, proudly serving the community across Australia. With a we...

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Aileen Ho

NSW2000

Customer Representative Number: 392035

5.0

136 Google reviews

Get expert advice from a home loans specialist.

Aileen has over 10 years of banking experience across the two major banks, Westpac and ANZ and as a Mortgage Broker sinc...

View Profile

Your estimated mortgage repayments

Total interest

Total repayments

How much can I borrow?

Compare home loans

All calculations are estimates only; they are not guarantees, pre-qualifications or pre-approvals for borrowing. All results are based solely upon the data entered into the calculator.
It is assumed that data entered into the calculator, including interest rates, do not change for the lifetime of the loan - unless specified.
The Present Value provided by this calculator is displayed as the amount labelled 'Loan amount'.
At the end of the interest-only period, the rate may change. For this calculation, rate switches to the current rate.
The current rate is today’s average big 4 owner occupier advertised discounted variable rate (LVR 80%), unless you have inserted your own rate.
Interest is calculated by compounding on the same frequency as the repayment selected, i.e. weekly, fortnightly or monthly.

Months are assumed to be of equal length. However, given some months are longer than others, interest charged may vary depending upon the month.
One year is assumed to contain exactly 52 weeks or 26 fortnights. Thus each year has 364 days.
The calculator uses the unrounded repayment to derive the home loan summary line graph and repayment schedule. However, institutions may round repayments to the nearest cent.
Your final mortgage repayments or borrowing amount will depend on your lender’s eligibility criteria among other factors.
Calculator does not include the cost of fees or other extra charges.
Calculator does not account for changes to interest rates over time.
This calculator is for information purposes only. Any advice is general and has not taken into account your personal circumstances. Consider whether you need financial advice from a qualified adviser.
After the interest only term ends, your repayments will change based on the current* interest rate. This rate is subject to change. Read our full disclaimer.

9.09%

8.90%

$2,651

Australian Credit Licence 238981

Fees & charges apply

Your Way Standard Variable Investment Loan

Investor
Variable
5% min deposit
Interest Only

7.49%

7.13%

$2,584

Australian Credit Licence 238981

Fees & charges apply

Your Way Plus Fixed Investment Loan

Investor
Fixed 4 years
40% min deposit
P&I

7.09%

6.88%

$2,068

Australian Credit Licence 238981

Fees & charges apply

Your Way Basic Variable Investment Loan

Investor
Variable
5% min deposit
Interest Only

5.79%

5.96%

$2,210

Australian Credit Licence 238981

Fees & charges apply

Your Way Fixed Home Loan

Owner Occupied
Fixed 3 years
10% min deposit
P&I

5.99%

6.01%

$2,253

Australian Credit Licence 238981

Fees & charges apply

Your Way Fixed Home Loan

Owner Occupied
Fixed 1 year
10% min deposit
P&I

5.99%

6.01%

$2,253

Australian Credit Licence 238981

Fees & charges apply

Your Way Fixed Home Loan

Owner Occupied
Fixed 5 years
10% min deposit
P&I

5.99%

6.01%

$2,253

Australian Credit Licence 238981

Fees & charges apply

Your Way Basic Variable Home Loan

Owner Occupied
Variable
20% min deposit
P&I

5.99%

6.01%

$2,253

Australian Credit Licence 238981

Fees & charges apply

Your Way Fixed Home Loan

Owner Occupied
Fixed 2 years
10% min deposit
P&I

5.99%

6.01%

$2,253

Australian Credit Licence 238981

Fees & charges apply

Your Way Fixed Home Loan

Owner Occupied
Fixed 4 years
10% min deposit
P&I

6.39%

6.05%

$1,864

Australian Credit Licence 238981

Fees & charges apply

Your Way Fixed Home Loan

Owner Occupied
Fixed 1 year
10% min deposit
Interest Only

6.19%

6.07%

$1,805

Australian Credit Licence 238981

Fees & charges apply

Your Way Fixed Home Loan

Owner Occupied
Fixed 3 years
10% min deposit
Interest Only

6.39%

6.09%

$1,864

Australian Credit Licence 238981

Fees & charges apply

Your Way Fixed Home Loan

Owner Occupied
Fixed 2 years
10% min deposit
Interest Only

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Your estimated mortgage repayments

Your Way Standard Variable Investment Loan

Your Way Plus Fixed Investment Loan

Your Way Basic Variable Investment Loan

Your Way Fixed Home Loan

Your Way Fixed Home Loan

Your Way Fixed Home Loan

Your Way Basic Variable Home Loan

Your Way Fixed Home Loan

Your Way Fixed Home Loan

Your Way Fixed Home Loan

Your Way Fixed Home Loan

Your Way Fixed Home Loan