Home Loans Leaderboards
Looking for top-rated home loan offers on the market? Compare home loan ratings and see how we’ve ranked current Australian mortgages using Real-Time Ratings.
Looking for top-rated home loan offers on the market? Compare home loan ratings and see how we’ve ranked current Australian mortgages using Real-Time Ratings.
RateCity's top-rated home loans with a variable interest rate. Assumes a $400,000 mortgage with a maximum LVR of 80%.
Today’s top-rated home loans that feature an offset account. Assumes a $400,000 mortgage for an owner-occupier with a variable interest rate.
Today’s top-rated home loans for refinancing. Assumes a $400,000 mortgage with a variable interest rate for an owner occupier.
RateCity's top-rated principal and interest home loans with a fixed interest rate for three years. Assumes a $400,000 mortgage for an owner occupier.
RateCity's top-rated principal and interest home loans with a fixed interest rate for five years. Assumes a $400,000 mortgage for an owner occupier.
RateCity's top-rated interest-only investor home loans. Assumes a $400,000 mortgage with a maximum LVR of 80%, paying interest only at a fixed rate for a two year term.
RateCity's top-rated interest-only investor home loans. Assumes a $400,000 mortgage with a maximum LVR of 80%, paying interest only at a fixed rate for a four year term.
RateCity's top-rated investment home loans with variable interest rates. Assumes a $400,000 mortgage and a maximum LVR of 80%.
RateCity's top-rated home loans that are available as a package with one or more other financial products, such as a credit card or bank account. Assumes a $400,000 mortgage with a variable interest rate for an owner occupier.
RateCity's top-rated principal and interest investor home loans with a fixed interest rate for three years. Assumes a $400,000 mortgage.
RateCity's top-rated interest-only investor home loans. Assumes a $400,000 mortgage with a maximum LVR of 80%, paying interest only at a fixed rate for a three year term.
RateCity's top-rated principal and interest investor home loans with a fixed interest rate for five years. Assumes a $400,000 mortgage.
RateCity's top-rated interest-only investor home loans. Assumes a $400,000 mortgage with a maximum LVR of 80%, paying interest only at a fixed rate for a five year term.
RateCity's top-rated principal and interest home loans with a fixed interest rate for four years. Assumes a $400,000 mortgage for an owner occupier.
RateCity's top-rated principal and interest home loans with a fixed interest rate for two years. Assumes a $400,000 mortgage for an owner occupier.
RateCity's top-rated home loans from one of Australia’s major financial institutions. Assumes a $400,000 mortgage for an owner-occupier, with a variable interest rate and a maximum LVR of 80%.
RateCity's top-rated home loans with a deposit requirement of 5% or less. Assumes a $400,000 mortgage for an owner occupier with a variable interest rate and a maximum LVR of 95% or more.
RateCity's top-rated home loans for borrowing more than one million dollars. Assumes a $1 million home loan for an owner occupier, with a variable interest rate, an offset account and a maximum LVR of 80%.
RateCity's top-rated home loans for Self-Managed Super Funds. Assumes a a $400,000 mortgage.
RateCity's top-rated home loans from lenders recently added to RateCity. Assumes a $400,000 mortgage for an owner occupier with a variable interest rate
Variable Rate Home Loan LVR < 80%
Real Time Rating™
Interest rate p.a.
5.74%
Comparison rate* p.a.
5.65%
Australian Credit Licence 234945
Fees & charges apply
Express Home Loan
Real Time Rating™
Interest rate p.a.
5.74%
Comparison rate* p.a.
6.15%
Australian Credit Licence 237879
Fees & charges apply
Variable Home Loan
Real Time Rating™
Interest rate p.a.
6.09%
Comparison rate* p.a.
6.10%
Australian Credit Licence 234527
Fees & charges apply
Variable Home Loan
Real Time Rating™
Interest rate p.a.
6.04%
Comparison rate* p.a.
6.08%
Australian Credit Licence 395219
Fees & charges apply
Product data updated on 23 Feb 2025
6.09%
6.10%
Australian Credit Licence 234527
Fees & charges apply
5.74%
5.79%
Australian Credit Licence 238311
Fees & charges apply
5.89%
5.89%
Australian Credit Licence 364320
Fees & charges apply
6.09%
6.13%
Australian Credit Licence 364451
Fees & charges apply
5.94%
5.98%
Australian Credit Licence 393283
Fees & charges apply
5.99%
6.06%
Australian Credit Licence 236476
Fees & charges apply
6.09%
6.39%
Australian Credit Licence 238981
Fees & charges apply
5.99%
5.99%
Australian Credit Licence 390860
Fees & charges apply
6.14%
6.51%
Australian Credit Licence 237476
Fees & charges apply
6.04%
6.42%
Australian Credit Licence 231204
Fees & charges apply
6.04%
6.39%
Australian Credit Licence 237994
Fees & charges apply
6.13%
6.46%
Australian Credit Licence 238431
Fees & charges apply
6.09%
6.46%
Australian Credit Licence 240960
Fees & charges apply
5.44%
6.34%
Australian Credit Licence 238431
Fees & charges apply
5.64%
5.97%
Australian Credit Licence 231204
Fees & charges apply
5.74%
6.10%
Australian Credit Licence 244248
Fees & charges apply
5.94%
6.60%
Australian Credit Licence 231204
Fees & charges apply
5.84%
6.42%
Australian Credit Licence 237391
Fees & charges apply
5.69%
6.40%
Australian Credit Licence 237502
Fees & charges apply
5.64%
6.55%
Australian Credit Licence 240573
Fees & charges apply
5.59%
6.63%
Australian Credit Licence 236476
Fees & charges apply
5.95%
6.01%
Australian Credit Licence 238311
Fees & charges apply
5.89%
6.59%
Australian Credit Licence 244310
Fees & charges apply
5.99%
6.72%
Australian Credit Licence 241364
Fees & charges apply
5.89%
6.44%
Australian Credit Licence 244310
Fees & charges apply
5.38%
6.14%
Australian Credit Licence 238431
Fees & charges apply
5.99%
6.44%
Australian Credit Licence 395219
Fees & charges apply
5.94%
5.99%
Australian Credit Licence 388053
Fees & charges apply
5.94%
5.99%
Australian Credit Licence 239238
Fees & charges apply
6.24%
6.79%
Australian Credit Licence 290600
Fees & charges apply
5.38%
6.14%
Australian Credit Licence 238431
Fees & charges apply
5.89%
6.23%
Australian Credit Licence 244533
Fees & charges apply
6.24%
6.61%
Australian Credit Licence 237476
Fees & charges apply
6.09%
6.39%
Australian Credit Licence 238981
Fees & charges apply
5.89%
6.26%
Australian Credit Licence 244310
Fees & charges apply
6.04%
6.42%
Australian Credit Licence 231204
Fees & charges apply
6.04%
6.39%
Australian Credit Licence 237994
Fees & charges apply
5.78%
6.16%
Australian Credit Licence 287322
Fees & charges apply
6.09%
6.46%
Australian Credit Licence 240960
Fees & charges apply
6.09%
6.39%
Australian Credit Licence 238981
Fees & charges apply
6.14%
6.33%
Australian Credit Licence 238305
Fees & charges apply
6.04%
6.48%
Australian Credit Licence 245576
Fees & charges apply
5.64%
6.30%
Australian Credit Licence 231204
Fees & charges apply
5.59%
5.95%
Australian Credit Licence 244248
Fees & charges apply
5.44%
6.26%
Australian Credit Licence 238431
Fees & charges apply
5.64%
5.79%
Australian Credit Licence 231204
Fees & charges apply
5.39%
6.31%
Australian Credit Licence 240573
Fees & charges apply
5.69%
6.16%
Australian Credit Licence 237391
Fees & charges apply
5.55%
6.00%
Australian Credit Licence 237502
Fees & charges apply
5.49%
6.24%
Australian Credit Licence 236476
Fees & charges apply
5.69%
6.21%
Australian Credit Licence 241364
Fees & charges apply
5.59%
6.20%
Australian Credit Licence 240018
Fees & charges apply
5.70%
5.76%
Australian Credit Licence 238311
Fees & charges apply
5.69%
6.43%
Australian Credit Licence 244310
Fees & charges apply
5.84%
5.89%
Australian Credit Licence 238311
Fees & charges apply
5.89%
5.89%
Australian Credit Licence 364320
Fees & charges apply
5.94%
5.98%
Australian Credit Licence 393283
Fees & charges apply
6.04%
6.42%
Australian Credit Licence 231204
Fees & charges apply
5.89%
6.24%
Australian Credit Licence 244533
Fees & charges apply
6.14%
6.51%
Australian Credit Licence 237476
Fees & charges apply
6.04%
6.48%
Australian Credit Licence 245576
Fees & charges apply
6.09%
6.16%
Australian Credit Licence 236476
Fees & charges apply
6.04%
6.09%
Australian Credit Licence 231204
Fees & charges apply
6.19%
6.49%
Australian Credit Licence 238981
Fees & charges apply
6.09%
6.09%
Australian Credit Licence 390860
Fees & charges apply
6.09%
6.43%
Australian Credit Licence 238273
Fees & charges apply
5.74%
5.79%
Australian Credit Licence 238311
Fees & charges apply
5.74%
5.65%
Australian Credit Licence 234945
Fees & charges apply
5.75%
5.88%
Australian Credit Licence 234563
Fees & charges apply
5.89%
5.89%
Australian Credit Licence 364320
Fees & charges apply
5.99%
6.00%
Australian Credit Licence 237476
Fees & charges apply
5.84%
5.89%
Australian Credit Licence 388053
Fees & charges apply
5.89%
5.90%
Australian Credit Licence 244310
Fees & charges apply
6.04%
6.07%
Australian Credit Licence 237391
Fees & charges apply
5.89%
5.96%
Australian Credit Licence 236476
Fees & charges apply
5.89%
5.89%
Australian Credit Licence 238305
Fees & charges apply
5.89%
5.94%
Australian Credit Licence 246780
Fees & charges apply
5.84%
5.89%
Australian Credit Licence 239238
Fees & charges apply
6.14%
6.14%
Australian Credit Licence 364320
Fees & charges apply
6.15%
6.20%
Australian Credit Licence 238311
Fees & charges apply
6.04%
6.09%
Australian Credit Licence 231204
Fees & charges apply
5.94%
6.00%
Australian Credit Licence 238991
Fees & charges apply
6.14%
6.51%
Australian Credit Licence 244310
Fees & charges apply
6.19%
6.52%
Australian Credit Licence 238431
Fees & charges apply
5.94%
7.16%
Australian Credit Licence 240768
Fees & charges apply
6.09%
6.14%
Australian Credit Licence 246780
Fees & charges apply
6.09%
6.14%
Australian Credit Licence 234536
Fees & charges apply
6.34%
6.51%
Australian Credit Licence 237391
Fees & charges apply
6.34%
6.70%
Australian Credit Licence 237476
Fees & charges apply
6.29%
6.36%
Australian Credit Licence 236476
Fees & charges apply
6.04%
6.08%
Australian Credit Licence 231204
Fees & charges apply
6.04%
6.40%
Australian Credit Licence 244248
Fees & charges apply
6.24%
6.67%
Australian Credit Licence 231204
Fees & charges apply
5.99%
7.03%
Australian Credit Licence 240573
Fees & charges apply
6.09%
6.84%
Australian Credit Licence 244310
Fees & charges apply
6.04%
6.47%
Australian Credit Licence 237391
Fees & charges apply
5.79%
6.81%
Australian Credit Licence 236476
Fees & charges apply
6.09%
6.48%
Australian Credit Licence 244310
Fees & charges apply
5.95%
6.70%
Australian Credit Licence 237502
Fees & charges apply
6.39%
6.50%
Australian Credit Licence 240960
Fees & charges apply
6.14%
6.43%
Australian Credit Licence 240018
Fees & charges apply
6.14%
6.31%
Australian Credit Licence 245576
Fees & charges apply
5.74%
5.65%
Australian Credit Licence 234945
Fees & charges apply
5.84%
5.89%
Australian Credit Licence 238311
Fees & charges apply
5.89%
5.89%
Australian Credit Licence 364320
Fees & charges apply
5.99%
6.00%
Australian Credit Licence 237476
Fees & charges apply
6.04%
6.07%
Australian Credit Licence 237391
Fees & charges apply
5.89%
5.94%
Australian Credit Licence 246780
Fees & charges apply
5.89%
5.89%
Australian Credit Licence 238139
Fees & charges apply
5.89%
5.95%
Australian Credit Licence 238991
Fees & charges apply
5.94%
6.04%
Australian Credit Licence 245576
Fees & charges apply
5.94%
5.98%
Australian Credit Licence 393283
Fees & charges apply
5.94%
5.99%
Australian Credit Licence 234536
Fees & charges apply
5.99%
6.00%
Australian Credit Licence 244310
Fees & charges apply
5.79%
5.98%
Australian Credit Licence 244248
Fees & charges apply
5.69%
6.00%
Australian Credit Licence 237502
Fees & charges apply
5.89%
6.19%
Australian Credit Licence 237391
Fees & charges apply
5.80%
5.93%
Australian Credit Licence 237879
Fees & charges apply
5.85%
6.07%
Australian Credit Licence 390860
Fees & charges apply
5.69%
6.25%
Australian Credit Licence 244310
Fees & charges apply
5.74%
6.02%
Australian Credit Licence 229823
Fees & charges apply
6.04%
6.39%
Australian Credit Licence 237879
Fees & charges apply
5.69%
6.34%
Australian Credit Licence 232595
Fees & charges apply
5.59%
7.30%
Australian Credit Licence 238273
Fees & charges apply
5.85%
6.12%
Australian Credit Licence 240293
Fees & charges apply
5.95%
6.01%
Australian Credit Licence 238311
Fees & charges apply
5.79%
5.96%
Australian Credit Licence 244248
Fees & charges apply
5.69%
6.34%
Australian Credit Licence 244310
Fees & charges apply
5.59%
7.14%
Australian Credit Licence 238273
Fees & charges apply
5.74%
6.27%
Australian Credit Licence 240573
Fees & charges apply
5.69%
5.97%
Australian Credit Licence 237502
Fees & charges apply
5.75%
5.97%
Australian Credit Licence 390860
Fees & charges apply
5.89%
6.17%
Australian Credit Licence 237391
Fees & charges apply
5.59%
6.14%
Australian Credit Licence 364451
Fees & charges apply
5.80%
5.91%
Australian Credit Licence 237879
Fees & charges apply
5.69%
6.91%
Australian Credit Licence 237476
Fees & charges apply
5.69%
6.23%
Australian Credit Licence 244310
Fees & charges apply
5.89%
6.27%
Australian Credit Licence 236476
Fees & charges apply
6.24%
6.43%
Australian Credit Licence 244248
Fees & charges apply
5.89%
7.37%
Australian Credit Licence 237476
Fees & charges apply
6.09%
6.69%
Australian Credit Licence 237502
Fees & charges apply
6.09%
6.47%
Australian Credit Licence 244310
Fees & charges apply
5.79%
7.58%
Australian Credit Licence 238273
Fees & charges apply
6.04%
6.23%
Australian Credit Licence 229823
Fees & charges apply
6.04%
6.64%
Australian Credit Licence 232595
Fees & charges apply
6.09%
7.21%
Australian Credit Licence 234527
Fees & charges apply
6.49%
6.71%
Australian Credit Licence 237879
Fees & charges apply
6.25%
6.52%
Australian Credit Licence 240293
Fees & charges apply
6.34%
6.31%
Australian Credit Licence 496431
Fees & charges apply
6.29%
6.54%
Australian Credit Licence 244616
Fees & charges apply
5.64%
6.34%
Australian Credit Licence 231204
Fees & charges apply
5.49%
5.98%
Australian Credit Licence 231204
Fees & charges apply
5.59%
5.99%
Australian Credit Licence 244248
Fees & charges apply
5.50%
5.56%
Australian Credit Licence 238311
Fees & charges apply
5.69%
6.20%
Australian Credit Licence 237391
Fees & charges apply
5.55%
6.05%
Australian Credit Licence 237502
Fees & charges apply
5.69%
5.99%
Australian Credit Licence 245576
Fees & charges apply
5.75%
5.95%
Australian Credit Licence 237879
Fees & charges apply
5.44%
6.40%
Australian Credit Licence 240573
Fees & charges apply
5.79%
6.56%
Australian Credit Licence 240960
Fees & charges apply
5.74%
6.36%
Australian Credit Licence 237879
Fees & charges apply
5.79%
6.49%
Australian Credit Licence 244310
Fees & charges apply
6.99%
7.10%
Australian Credit Licence 388053
Fees & charges apply
7.19%
7.65%
Australian Credit Licence 395179
Fees & charges apply
6.99%
7.05%
Australian Credit Licence 390860
Fees & charges apply
6.99%
7.01%
Australian Credit Licence 395219
Fees & charges apply
7.24%
7.26%
Australian Credit Licence 290600
Fees & charges apply
5.94%
6.11%
Australian Credit Licence 244248
Fees & charges apply
5.69%
7.36%
Australian Credit Licence 238273
Fees & charges apply
5.99%
6.38%
Australian Credit Licence 237391
Fees & charges apply
5.89%
6.51%
Australian Credit Licence 244310
Fees & charges apply
5.85%
6.38%
Australian Credit Licence 237502
Fees & charges apply
5.79%
6.39%
Australian Credit Licence 364451
Fees & charges apply
5.99%
6.52%
Australian Credit Licence 240573
Fees & charges apply
5.94%
6.49%
Australian Credit Licence 238431
Fees & charges apply
6.09%
7.47%
Australian Credit Licence 233714
Fees & charges apply
5.89%
6.40%
Australian Credit Licence 244310
Fees & charges apply
6.09%
7.48%
Australian Credit Licence 233714
Fees & charges apply
6.09%
7.47%
Australian Credit Licence 233714
Fees & charges apply
6.04%
6.08%
Australian Credit Licence 231204
Fees & charges apply
6.24%
6.68%
Australian Credit Licence 231204
Fees & charges apply
6.04%
6.44%
Australian Credit Licence 244248
Fees & charges apply
6.19%
6.91%
Australian Credit Licence 244310
Fees & charges apply
6.04%
7.12%
Australian Credit Licence 240573
Fees & charges apply
6.39%
6.50%
Australian Credit Licence 240960
Fees & charges apply
6.04%
6.30%
Australian Credit Licence 245576
Fees & charges apply
6.19%
6.51%
Australian Credit Licence 244310
Fees & charges apply
6.04%
6.51%
Australian Credit Licence 237391
Fees & charges apply
6.09%
6.40%
Australian Credit Licence 241077
Fees & charges apply
6.19%
6.67%
Australian Credit Licence 237879
Fees & charges apply
6.04%
6.25%
Australian Credit Licence 496431
Fees & charges apply
5.89%
7.42%
Australian Credit Licence 237476
Fees & charges apply
5.79%
7.42%
Australian Credit Licence 238273
Fees & charges apply
6.19%
6.47%
Australian Credit Licence 237391
Fees & charges apply
6.24%
6.41%
Australian Credit Licence 244248
Fees & charges apply
6.09%
6.75%
Australian Credit Licence 244310
Fees & charges apply
6.09%
6.65%
Australian Credit Licence 237502
Fees & charges apply
6.34%
6.87%
Australian Credit Licence 240573
Fees & charges apply
6.09%
6.46%
Australian Credit Licence 244310
Fees & charges apply
6.04%
6.21%
Australian Credit Licence 229823
Fees & charges apply
6.29%
7.61%
Australian Credit Licence 233714
Fees & charges apply
6.19%
7.13%
Australian Credit Licence 234527
Fees & charges apply
6.04%
6.61%
Australian Credit Licence 232595
Fees & charges apply
6.19%
6.11%
Australian Credit Licence 238273
Fees & charges apply
6.19%
6.49%
Australian Credit Licence 238981
Fees & charges apply
6.18%
6.51%
Australian Credit Licence 238431
Fees & charges apply
6.24%
6.30%
Australian Credit Licence 238317
Fees & charges apply
6.25%
6.60%
Australian Credit Licence 229882
Fees & charges apply
Suncorp Bank (Norfina Limited ABN 66 010 831 722 AFSL 229882 Australian Credit Licence 229882). The SUNCORP brand and Sun Logo are used by Suncorp Bank (Norfina Limited) under licence and Suncorp Bank is not part of the Suncorp Group.
6.19%
6.44%
Australian Credit Licence 237502
Fees & charges apply
6.24%
6.60%
Australian Credit Licence 232595
Fees & charges apply
6.14%
6.43%
Australian Credit Licence 229823
Fees & charges apply
6.39%
6.51%
Australian Credit Licence 244616
Fees & charges apply
6.49%
6.87%
Australian Credit Licence 234945
Fees & charges apply
6.54%
6.54%
Australian Credit Licence 234527
Fees & charges apply
6.54%
6.54%
Australian Credit Licence 233714
Fees & charges apply
5.94%
5.99%
Australian Credit Licence 238311
Fees & charges apply
5.94%
6.04%
Australian Credit Licence 245576
Fees & charges apply
6.04%
6.42%
Australian Credit Licence 231204
Fees & charges apply
5.89%
6.24%
Australian Credit Licence 244533
Fees & charges apply
6.04%
6.09%
Australian Credit Licence 231204
Fees & charges apply
5.95%
6.06%
Australian Credit Licence 240807
Fees & charges apply
5.99%
5.99%
Australian Credit Licence 246780
Fees & charges apply
5.99%
6.00%
Australian Credit Licence 240293
Fees & charges apply
6.04%
6.10%
Australian Credit Licence 238991
Fees & charges apply
6.29%
6.32%
Australian Credit Licence 241077
Fees & charges apply
6.24%
6.29%
Australian Credit Licence 234536
Fees & charges apply
6.34%
6.41%
Australian Credit Licence 240018
Fees & charges apply