Home Loan News

Rates remain on hold for the 33rd month, but here’s how to get a rate cut

The RBA has resisted calls to cut the official cash rate, but will be looking closely at this month’s employment data, whether wages growth remains flat and potentially the next round of inflation figures, before they pull the trigger.

Will home loan interest rates drop below 3.20 per cent?

The lowest variable home loan rate in Australia could drop below 3.20 per cent according to financial comparison site RateCity.

Home loan fees can pack a surprisingly big punch

It’s impossible to think of home loans without thinking of interest rates. But there’s another surprisingly significant cost we ignore at our peril – fees.

When’s the best time to buy a property?

Recent news that property prices have been falling in Australia’s capital cities may have been welcomed by first home buyers waiting for the “perfect” time to buy. But with further falls forecast for the future, how can you be sure when exactly it’s the right time to buy?

You might be closer to buying a house than you think

Housing affordability is one of the key issues of this election, yet it’s actually becoming easier to enter the property market in much of Australia.

What to read, watch and follow to become a home loan expert

You wouldn’t buy a car without first giving it a test drive, so why would you make the biggest financial decision of your life without arming yourself with as much information as possible?

ING counters the big banks with its own rate cuts

Australia’s fifth largest home loan lender, ING, has today dropped rates on several fixed home loans by up to 0.19 per cent.

How to make finance calculators work for you

ATO targeting property investors with “in-depth audits”

Attention property investors: your friends at the Australian Taxation Office might be taking an uncomfortably close look at your tax return later this year.

Bankwest cuts fixed mortgage rates a second time in two months

Bankwest has continued to adjust the interest rates on its home loans, slashing the fixed rates on selected mortgages for the second month in a row, which could potentially save new borrowers money on their home loans.

Westpac slashes fixed rates, pouring more fuel on the fixed rate fire sale

Westpac has announced it is cutting fixed rates on a range of owner occupier and investor home loans by up to 0.20 per cent, effective tomorrow.

Rental prices up, but where are Australia’s cheapest rents?