RateCity.com.au
  1. Home
  2. Home Loans
  3. News
  4. Home Loan News

Home Loan News

The latest home loans mortgage news and tips

Alison Cheung

Finance Writer

Some of the best home loans for investors in September 2020

For many investors, COVID-19 has been a tough period. Check out some of the top-rated investor home loans for September 2020.

Home Loans

30 Sep, 2020

2 min read

Some of the best home loans for investors in September 2020
Mark Bristow

Personal Finance Editor

How low can a home loan go?

With some economists forecasting that the RBA could further cut the national cash rate at its October or November meeting, possibly into negative rates for the first time in history, what could this mean for paying off your house?

Home Loans

30 Sep, 2020

4 min read

How low can a home loan go?
Alison Cheung

Finance Writer

Property buyers out and about but cautious sellers tipped to hold off this spring

The property market is tipped to see hot buyer demand over the spring selling season, but sellers are not as keen to let their properties go in an uncertain market.

Home Loans

29 Sep, 2020

4 min read

Property buyers out and about but cautious sellers tipped to hold off this spring
Alex Ritchie

Personal Finance Editor

Everything you (and your wallet) need to know about negative interest rates

There’s been a lot of chatter about the Reserve Bank of Australia potentially cutting the cash rate soon, but with only 25 basis points separating it from zero per cent, could we see negative cash rates in Australia?

Home Loans

29 Sep, 2020

6 min read

Everything you (and your wallet) need to know about negative interest rates
Tony Ibrahim

Senior Journalist

Renovations boom during COVID-19, average loan over $60k

People are spending more than $60,000 on average renovating their home, according to annual lending data -- that’s a rise of more than 20 per cent in a year.

Home Loans

28 Sep, 2020

4 min read

Renovations boom during COVID-19, average loan over $60k
Alison Cheung

Finance Writer

Lenders slash home loan rates ahead of predicted rate cut

Lenders are slashing mortgage rates and lenders’ mortgage insurance costs in the leadup to the widely predicted cut to the RBA cash rate on October 6.

Home Loans

28 Sep, 2020

5 min read

Lenders slash home loan rates ahead of predicted rate cut
Alison Cheung

Finance Writer

Australian investor mortgage rates hit record low of 2.18%

Non-bank lender Homestar Finance has introduced a record-breaking 2.18 per cent mortgage rate for property investors.

Home Loans

25 Sep, 2020

5 min read

Australian investor mortgage rates hit record low of 2.18%
Alex Ritchie

Personal Finance Editor

The top 5 questions to ask when choosing a home loan

Whether you’re working with a mortgage broker, or doing it alone, there are some essential questions you need to ask when choosing a home loan.

Home Loans

25 Sep, 2020

6 min read

The top 5 questions to ask when choosing a home loan
Tony Ibrahim

Senior Journalist

Responsible lending rules are on the cutting board this federal budget

The responsible lending obligations that place the burden on banks to make sure a person can afford to repay the debt they’re being sold could be scrapped in the upcoming federal budget, Treasurer Josh Frydenberg has said.

Home Loans

25 Sep, 2020

4 min read

Responsible lending rules are on the cutting board this federal budget
Liz Seatter

Senior Finance Writer

CBA, Westpac, ING cut home loan rates as RBA cash rate speculation increases

CBA, Westpac and ING have all cut variable rate home loan rates as speculation of an imminent RBA rate cut increases.

Home Loans

25 Sep, 2020

3 min read

CBA, Westpac, ING cut home loan rates as RBA cash rate speculation increases
Tony Ibrahim

Senior Journalist

Eviction moratoriums extended as COVID-19 lingers

Investors managing rental properties won’t be able to evict tenants in the nation’s largest state after the government extended a moratorium.

Home Loans

25 Sep, 2020

4 min read

Eviction moratoriums extended as COVID-19 lingers
Alison Cheung

Finance Writer

Lenders sweeten refinancing deals with thousands of dollars in cashbacks

Lenders are tempting mortgage holders with thousands of dollars in cashback offers in hopes of drawing in new customers.

Home Loans

24 Sep, 2020

7 min read

Lenders sweeten refinancing deals with thousands of dollars in cashbacks