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Home Loan News

The latest home loans mortgage news and tips

Laine Gordon

Money Editor

Pros and cons of the Liberal Party’s new super first home buyer scheme

The number of first home buyers could rise on the back of a new proposal to allow Australians to use part of their super to buy their first home. However, the scheme favours those with larger super balances and has the potential to push up property prices.

Home Loans

17 May, 2022

5 min read

Pros and cons of the Liberal Party’s new super first home buyer scheme
Alex Ritchie

Personal Finance Editor

Is it too late to fix your home loan rate?

The RBA has hiked the cash rate for the first time in over a decade. Homeowners on variable rate loans may be wondering if they've missed the boat to fix their home loan interest rate.

Home Loans

17 May, 2022

6 min read

Is it too late to fix your home loan rate?
Mark Bristow

Personal Finance Editor

Some of the best home loans for investors and refinancers in May 2022

With many banks and other mortgage lenders passing on the recent cash rate hike from the Reserve Bank of Australia (RBA), many mortgage holders may soon start feeling the pinch in their budget. And with more rate hikes expected to come in the future, it may be worth comparing alternative home loan options to get a better idea of which choice could offer more value.

Home Loans

16 May, 2022

3 min read

Some of the best home loans for investors and refinancers in May 2022
Alex Ritchie

Personal Finance Editor

Super home buyer scheme: what you should know before considering it

First home buyers will be able to access super for a home deposit under the proposed scheme from the Coalition. But how does this scheme work and why are experts suggesting this could do more harm than good?

Home Loans

16 May, 2022

6 min read

Super home buyer scheme: what you should know before considering it
Liz Seatter

Senior Finance Writer

D-day for NAB and ANZ variable customers as the cash rate hike bites

Millions of variable rate borrowers will start paying more interest on their mortgages today as two of the big four banks’ rate hikes officially kick in.

Home Loans

13 May, 2022

4 min read

D-day for NAB and ANZ variable customers as the cash rate hike bites
Liz Seatter

Senior Finance Writer

CBA to pass on 0.25% hike to 2 million NetBank Saver customers

CBA has announced it will be passing on the full 0.25 per cent rate hike to its 2 million NetBank Saver customers.

Home Loans

13 May, 2022

4 min read

CBA to pass on 0.25% hike to 2 million NetBank Saver customers
Mark Bristow

Personal Finance Editor

Who is still offering low-rate home loans after the RBA raised rates?

In the week since the Reserve Bank of Australia (RBA) raised the national cash rate, banks and mortgage lenders have been passing on the hike by raising variable home loan interest rates. So where can you still find a low-interest home loan, and would it be worth the effort and expense of refinancing?

Home Loans

10 May, 2022

4 min read

Who is still offering low-rate home loans after the RBA raised rates?
Alex Ritchie

Personal Finance Editor

The biggest home loan cash back deals for May

With interest rates on the rise for home loans, it’s never been more important to get the best deal for your mortgage. There are 27 lenders offering cashback home loan deals up to $10,000 in May.

Home Loans

09 May, 2022

4 min read

The biggest home loan cash back deals for May
Liz Seatter

Senior Finance Writer

Fixed rate home loans slide in popularity as interest rates rise

With fixed rates rising rapidly, the number of borrowers choosing to fix their home loans has taken a nose-dive to just 22 per cent of new loans.

Home Loans

09 May, 2022

2 min read

Fixed rate home loans slide in popularity as interest rates rise
Mark Bristow

Personal Finance Editor

Voting with your wallet - which party will put you in a better financial position?

A federal election has been called for 21 May 2022. While a diverse array of social and political issues at home and abroad may be on the minds of many voters, so are everyday concerns such as the cost of living, getting and keeping a job, and earning enough income to feed a family. 

Home Loans

09 May, 2022

13 min read

Voting with your wallet - which party will put you in a better financial position?
Liz Seatter

Senior Finance Writer

Rate hikes to stress property market as bidders’ budgets shrink

RBA rate hikes will have an impact on how much the bank is willing to let buyers borrow, applying a handbrake on Australia’s property market

Home Loans

07 May, 2022

3 min read

Rate hikes to stress property market as bidders’ budgets shrink
Alex Ritchie

Personal Finance Editor

Rate hike state of play: has your bank hiked interest rates yet?

As of the time of writing, 31 lenders have announced they will be passing on the latest cash rate hike. Has your bank passed on the cash rate hike to you yet?

Home Loans

06 May, 2022

4 min read

Rate hike state of play: has your bank hiked interest rates yet?