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Home Loan News

The latest home loans mortgage news and tips

Mark Bristow

Personal Finance Editor

RBA keeps rates stable following eventful month

The Reserve Bank of Australia Board confirmed today that the nation’s cash rate would remain on hold at 1.5% for a second consecutive month.

Home Loans

04 Oct, 2016

1 min read

RBA keeps rates stable following eventful month
Kate Cowling

RBA holds cash rate at 1.5 per cent

The Reserve Bank of Australia has kept the cash rate on hold at 1.5 per cent at its September meeting today.

Home Loans

06 Sep, 2016

1 min read

RBA holds cash rate at 1.5 per cent
Kate Cowling

Cash rate set to remain at historic low

Tomorrow’s Reserve Bank announcement is likely to see the cash rate put on hold as the board waits to see the effects of the August cut fully take shape.

Home Loans

05 Sep, 2016

2 min read

Cash rate set to remain at historic low
Kate Cowling

Property investors still love NSW

When it comes to property investment in Australia, the appetite for a piece of NSW continues to surge, despite the fact rental yields are at record lows. 

Home Loans

23 Aug, 2016

2 min read

Property investors still love NSW
Kate Cowling

RBA cuts interest rates to historic low

The Reserve Bank of Australia slashed the official cash rate to an historic low of 1.5 per cent today. 

Home Loans

02 Aug, 2016

1 min read

RBA cuts interest rates to historic low
Peter Arnold

Not so fast: Why the RBA may not cut rates

With Sportsbet.com.au paying only $1.45 for a cut, and $2.60 for no change, you may say the smart money is on an RBA cut for tomorrow. But with the market only pricing in a 64...

Home Loans

01 Aug, 2016

6 min read

Not so fast: Why the RBA may not cut rates
Kate Cowling

Interest rates to hold in April, despite pressure to cut

The Reserve Bank is likely to leave rates on hold again tomorrow for the 11th consecutive month,despite growing pressure for a rate cut. A RateCity.com.au analysis of 26 key economic indicators shows that a higher Australian dollar, a dip in consumer confidence and a property market coming off the boil won’t be enough to prompt a rate cut this month.

Home Loans

04 Apr, 2016

2 min read

Interest rates to hold in April, despite pressure to cut
Kate Cowling

Will today's RBA meeting lead to a cut in home loans?

While economists across the country widely agree rates are set to stay on hold at 2 per cent, the Reserve Bank’s first meeting of 2016 tomorrow will set the agenda for the year. The pressure on our central bank to cut rates has, if anything, increased in the wake of a wavering Aussie dollar, plunging commodities and a nervous stock market, which means we could see a rate cut or two in the coming months.

Home Loans

01 Feb, 2016

3 min read

Will tomorrow's RBA meeting lead to a cut in home loans?
Patricia Babalis

The beginning of the end? Drop in Sydney house price growth

As the saying goes, what goes up must come down, and for the first time since 2012 Sydney has experienced a record drop in the median house price, signalling an end to three and a half years of growth. Despite the first drop in the market since mid-2012, house prices in Sydney overall increased by 14.8 per cent in 2015 the Domain House Price Report has shown.

Home Loans

27 Jan, 2016

3 min read

The beginning of the end? Drop in Sydney house price growth
Patricia Babalis

Housing affordability decreases for owners and renters alike

Affording a house in Australia is only getting harder with the latest research from Moody’s Investors Service indicating a rise in the percentage of income going to mortgage repayments. Australian households are now spending an average of 29.3% of their monthly income on monthly repayments as of October 30th 2015, up from 28.2% last year.

Home Loans

13 Jan, 2016

3 min read

Housing affordability decreases for owners and renters alike
Patricia Babalis

House prices set to cool in 2016: Domain

It was a year of dramatic spikes in the property world, particularly the capital cities of Sydney and Melbourne, but as 2015 draws to a close, a new report promises a much more mellow 2016. Domain.com.au’s State of the Market report, released today, says that while property prices will continue to climb next year, it will be at a much slower rate of between two and five per cent, across the capital cities. Domain.com.au Senior Economist, Dr Andrew Wilson predicts that the markets of Sydney and Melbourne will start to fall in line with the other capital cities.

Home Loans

14 Dec, 2015

3 min read

House prices set to cool in 2016: Domain
Kate Cowling

Jobs growth puts the brakes on mortgage rate cuts in 2016

Unemployment reached a low 5.8 per cent in November according to the latest ABS figures for November, for the first time since May 2014, fuelled by a hefty rise in new jobs created of 71,400 which is the biggest monthly increase in decades. Some economists and commentators are now suggesting the RBA is more likely to leave the cash rate on hold in 2016, or up, as a result of the surprise jobs figures. Bank of America Merrill Lynch is one such organisation who is predicting the RBA could raise rates if the jobs boost continues, as reported in the Australian Financial Review.

Home Loans

11 Dec, 2015

3 min read

Jobs growth puts the brakes on mortgage rate cuts in 2016