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The latest home loans mortgage news and tips

Mark Bristow

Personal Finance Editor

Affordability eases for owner occupiers, toughens for investors

While increasing levels of government regulation have made housing affordability tougher for property investors in recent months, conditions have eased slightly for owner occupiers as a result, according to the Housing Industry Association (HIA).

Home Loans

20 Oct, 2017

2 min read

Affordability eases for owner occupiers, toughens for investors

Alex Ritchie

Personal Finance Editor

Optimistic' RBA minutes reveal reasons for cash rate decision

While the RBA minutes reflect an optimistic outlook towards international and domestic economic conditions, high levels of household debt and weak wages growth were noted as “likely to be constraining influences” on the decision to hold the cash rate.

Home Loans

17 Oct, 2017

3 min read

Optimistic' RBA minutes reveal reasons for cash rate decision

Mark Bristow

Personal Finance Editor

More Aussies own less of their homes

The number of Australian mortgage-holders with little or no real equity in their properties has grown over the past 12 months, according to figures from Roy Morgan Research, placing them at considerable risk if they must sell or prices decline.

Home Loans

16 Oct, 2017

2 min read

Alex Ritchie

Personal Finance Editor

Will Australian property prices crash?

Global financial crisis 2.0 or just a lot of hot air? Dr Shane Oliver, has weighed in on the debate.

Home Loans

13 Oct, 2017

5 min read

Nick Bendel

Property & Personal Finance Writer

Authorities cracking down on interest-only loans

Australia’s financial services regulator has said it will investigate lenders and mortgage brokers who write relatively high volumes of interest-only loans.

Home Loans

12 Oct, 2017

3 min read

Authorities cracking down on interest-only loans

Mark Bristow

Personal Finance Editor

Is Australia's future housing supply at risk?

An unprecedented number of Australian dwellings are currently in the development pipeline, according to the Australian Bureau of Statistics (ABS). With the average length of time between dwelling approval and commencement increasing, there is a growing risk that these projects could end up abandoned, potentially affecting Australia’s future building activity and housing supply.

Home Loans

11 Oct, 2017

2 min read

Is Australia's future housing supply at risk?

Alex Ritchie

Personal Finance Editor

Dodgy broker "motivated by greed" sentenced to 5 years' jail

Mr Najam Shah has been sentenced to five-years’ jail after pleading guilty to one charge of conspiring to defraud financial institutions in Australia's biggest ever home loan scam.

Home Loans

10 Oct, 2017

2 min read

Dodgy broker "motivated by greed" sentenced to 5 years' jail

Mark Bristow

Personal Finance Editor

More owner occupiers sell at a profit than investors

Australia’s housing market continues to make money for owner occupiers and investors, with 9 out of 10 resold properties making a profit in the June 2017 quarter.

Home Loans

09 Oct, 2017

4 min read

More owner occupiers sell at a profit than investors

Alex Ritchie

Personal Finance Editor

First home buyers in Sydney need almost $200K income to avoid mortgage stress

New research has revealed the true extent of the housing affordability crisis and concern about the debt levels being carried by those who have recently purchased a home in Australia’s most expensive real estate markets.

Home Loans

05 Oct, 2017

4 min read

First home buyers in Sydney need almost $200K income to avoid mortgage stress

Mark Bristow

Personal Finance Editor

New home sales not enough to reverse downward trend

Sales of new homes increased over August according to the Housing Industry Association (HIA), though this was not enough to undo the slowdown seen across the nation this year.

Home Loans

05 Oct, 2017

2 min read

New home sales not enough to reverse downward trend

Mark Bristow

Personal Finance Editor

Dwelling approval figures back up RBA on rates

Figures from the Australian Bureau of Statistics (ABS) show that dwelling approvals rose in August 2017. According to the Housing Industry Association (HIA), these figures support the recent decision by the Reserve Bank of Australia (RBA) to keep rates on hold for the fourteenth consecutive month.

Home Loans

04 Oct, 2017

2 min read

Dwelling approval figures back up RBA on rates

Nick Bendel

Property & Personal Finance Writer

Mortgagees could save $50k by refinancing

Following another RBA decision to keep the cash rate on hold, RateCity research has revealed the average mortgage holder could save tens of thousands by refinancing.

Home Loans

03 Oct, 2017

2 min read