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Home Loan News

The latest home loans mortgage news and tips

Mark Bristow

Personal Finance Editor

How changes to Capital Gains Tax could impact housing affordability

Newly released research from the Housing Industry Association (HIA) suggests that an increase in Capital Gains Tax would raise the cost of renting and make housing affordability even more problematic.

Home Loans

18 Apr, 2018

2 min read

How changes to Capital Gains Tax could impact housing affordability
Laine Gordon

Head of Public Relations

Second lender lifts mortgage rates

State Custodians has announced it will increase interest rates on variable home loans by 0.10 percentage points, effective 17 April 2018.

Home Loans

18 Apr, 2018

2 min read

Second lender lifts mortgage rates
Mark Bristow

Personal Finance Editor

Falls felt for February housing finance

The latest Housing Finance figures from the Australian Bureau of Statistics (ABS) indicate that while Australian home buyers are committing more money towards owner occupied housing and less towards investment properties, the overall number of housing finance commitments are falling, including the number of first home buyers.

Home Loans

13 Apr, 2018

3 min read

Falls felt for February housing finance
Mark Bristow

Personal Finance Editor

Aussie cash rate will rise, but not yet, says RBA

Investors may want to start bracing themselves for the Reserve Bank of Australia’s (RBA’s) first increase to Australia’s cash rate in seven years… though this increase could take some time to arrive.

Home Loans

12 Apr, 2018

2 min read

Aussie cash rate will rise, but not yet, says RBA
Nick Bendel

Property & Personal Finance Writer

Rents surge in Hobart as yields slump in Sydney

Australia’s eight capital city rental markets have reported very different results over the March quarter.

Home Loans

12 Apr, 2018

3 min read

Rents surge in Hobart as yields slump in Sydney
Mark Bristow

Personal Finance Editor

Keep building houses to solve housing affordability

A new report from the Housing Industry Association (HIA) has crunched the numbers around the nation’s ongoing housing affordability crisis, and determined that Australia must continue to build homes at the current rate in order to maintain a housing supply that meets demand forecasts.

Home Loans

09 Apr, 2018

2 min read

Keep building houses to solve housing affordability
Nick Bendel

Property & Personal Finance Writer

Interest-only mortgage rates rising for some, falling for others

As Australia’s interest-only crackdown passes its one year anniversary, it turns out that interest-only mortgage rates for investors have been quietly falling.

Home Loans

08 Apr, 2018

2 min read

Interest-only mortgage rates rising for some, falling for others
Mark Bristow

Personal Finance Editor

ACCC slams banks for synchronised swimming' on mortgage rates

In a pulling-no-punches speech at the Australian Financial Review (AFR) Banking and Wealth Summit, Australian Competition and Consumer Commission (ACCC) chairman Rod Sims called out the nation’s big banks for allegedly using home loan interest rate discounts to maintain market stability rather than to provide their customers with healthy competition.

Home Loans

06 Apr, 2018

3 min read

ACCC slams banks for synchronised swimming' on mortgage rates
Mark Bristow

Personal Finance Editor

ING reduces mortgage rates

Starting from today, ING has dropped the interest rates on several of its home loan offers for both owner occupiers and investors.

Home Loans

04 Apr, 2018

2 min read

ING reduces mortgage rates
Georgie Hay

Roll your coffee money into your mortgage and save $71K

Find out how much you can save by rolling your coffee money into your mortgage.

Home Loans

03 Apr, 2018

2 min read

Roll your coffee money into your mortgage and save $71K
Nick Bendel

Property & Personal Finance Writer

Interest-only mortgages still available at historically low rates

Borrowers are still able to access interest-only mortgages for less than 4 per cent, despite the crackdown on interest-only mortgages launched one year ago.

Home Loans

02 Apr, 2018

2 min read

Interest-only mortgages still available at historically low rates
Nick Bendel

Property & Personal Finance Writer

Five-year mortgages available for under 4%

Home loan borrowers can fix their mortgage rates for five years at levels that have rarely been seen in Australian history.

Home Loans

31 Mar, 2018

2 min read

Five-year mortgages available for under 4%