La Trobe Financial Home Loan Rates - November 2024

Minimum deposit

Loan type & Term

Your estimated mortgage repayments

Total interest

Total repayments

How much can I borrow?

Compare home loans

All calculations are estimates only; they are not guarantees, pre-qualifications or pre-approvals for borrowing. All results are based solely upon the data entered into the calculator.
It is assumed that data entered into the calculator, including interest rates, do not change for the lifetime of the loan - unless specified.
The Present Value provided by this calculator is displayed as the amount labelled 'Loan amount'.
At the end of the interest-only period, the rate may change. For this calculation, rate switches to the current rate.
The current rate is today’s average big 4 owner occupier advertised discounted variable rate (LVR 80%), unless you have inserted your own rate.
Interest is calculated by compounding on the same frequency as the repayment selected, i.e. weekly, fortnightly or monthly.

Months are assumed to be of equal length. However, given some months are longer than others, interest charged may vary depending upon the month.
One year is assumed to contain exactly 52 weeks or 26 fortnights. Thus each year has 364 days.
The calculator uses the unrounded repayment to derive the home loan summary line graph and repayment schedule. However, institutions may round repayments to the nearest cent.
Your final mortgage repayments or borrowing amount will depend on your lender’s eligibility criteria among other factors.
Calculator does not include the cost of fees or other extra charges.
Calculator does not account for changes to interest rates over time.
This calculator is for information purposes only. Any advice is general and has not taken into account your personal circumstances. Consider whether you need financial advice from a qualified adviser.
After the interest only term ends, your repayments will change based on the current* interest rate. This rate is subject to change. Read our full disclaimer.

Spencer Lawson

QLD4300

Australian Credit Licence: 392200

Get expert advice from a home loans specialist.

Spencer is a mortgage broker with a passion to help individuals and families achieve their home ownership dreams. With o...

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Matthew Herewini

NSW2101

Australian Credit Licence: 392200

5.0

9 Google reviews

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Meet Matthew, a seasoned financial expert with a strong background in both mortgages and car loans. With 5 years of expe...

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Salil Arora

VIC3023

Customer Representative Number: 543601

5.0

25 Google reviews

Get expert advice from a home loans specialist.

First home, next home, investment, refinance, or SMSF loan? OK, where do we start? First things first—let’s start with...

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6.69%

6.95%

$2,405

Australian Credit Licence 392385

Fees & charges apply

Salary Full Doc

Owner Occupied
Variable
20% min deposit
P&I

6.69%

6.95%

$2,405

Australian Credit Licence 392385

Fees & charges apply

Salary Full Doc

Owner Occupied
Variable
25% min deposit
P&I

6.69%

6.95%

$2,405

Australian Credit Licence 392385

Fees & charges apply

Salary Full Doc

Owner Occupied
Variable
30% min deposit
P&I

7.49%

7.57%

$2,584

Australian Credit Licence 392385

Fees & charges apply

SMSF Residential

Investor
Variable
20% min deposit
P&I

8.29%

8.62%

$2,769

Australian Credit Licence 392385

Fees & charges apply

Residential Construction Loan

Owner Occupied
Variable
20% min deposit
P&I

Your estimated mortgage repayments

Total interest

Total repayments

How much can I borrow?

Compare home loans

All calculations are estimates only; they are not guarantees, pre-qualifications or pre-approvals for borrowing. All results are based solely upon the data entered into the calculator.
It is assumed that data entered into the calculator, including interest rates, do not change for the lifetime of the loan - unless specified.
The Present Value provided by this calculator is displayed as the amount labelled 'Loan amount'.
At the end of the interest-only period, the rate may change. For this calculation, rate switches to the current rate.
The current rate is today’s average big 4 owner occupier advertised discounted variable rate (LVR 80%), unless you have inserted your own rate.
Interest is calculated by compounding on the same frequency as the repayment selected, i.e. weekly, fortnightly or monthly.

Months are assumed to be of equal length. However, given some months are longer than others, interest charged may vary depending upon the month.
One year is assumed to contain exactly 52 weeks or 26 fortnights. Thus each year has 364 days.
The calculator uses the unrounded repayment to derive the home loan summary line graph and repayment schedule. However, institutions may round repayments to the nearest cent.
Your final mortgage repayments or borrowing amount will depend on your lender’s eligibility criteria among other factors.
Calculator does not include the cost of fees or other extra charges.
Calculator does not account for changes to interest rates over time.
This calculator is for information purposes only. Any advice is general and has not taken into account your personal circumstances. Consider whether you need financial advice from a qualified adviser.
After the interest only term ends, your repayments will change based on the current* interest rate. This rate is subject to change. Read our full disclaimer.

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Salary Full Doc

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Residential Construction Loan

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