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Learn more about how to manage your personal finances with RateCity's home loan articles, including how-to-guides on comparing home loan interest rates, fees, features and other benefits.

Laine Gordon

Head of Public Relations

Could you save a packet with a package?

Home owners are flocking to 'package loans' combining a mortgage, transaction account and credit card all with the one lender – but are they all that they're cracked up to be?

Home Loans

02 Feb, 2012

3 min read

Laine Gordon

Head of Public Relations

Is equity the key to wealth?

Keen to buy a rental property but short of a deposit? Your home equity could open the door.

Home Loans

01 Feb, 2012

3 min read

Laine Gordon

Head of Public Relations

Baby on board, are you financially prepared?

Thinking of starting a family? Now's the time to make plans for managing your finances once your baby comes on board.

Home Loans

24 Jan, 2012

3 min read

Baby on board, are you financially prepared?

Laine Gordon

Head of Public Relations

Grants: are they best for first home buyers?

Australian property prices show no sign of easing. If you’re a first home buyer, eager to jump into the market, you’ve probably been keeping an eye on federal and state government grants and stamp duty exemptions in the hope that they can help you buy your first home faster.

Home Loans

22 Jan, 2012

3 min read

Grants: are they best for first home buyers?

Laine Gordon

Head of Public Relations

Use your mortgage to achieve 2012 goals

As the clock struck midnight on New Year’s Day around two-thirds of Australians made financial resolutions – and our home loans could hold the key to making them happen.

Home Loans

18 Jan, 2012

3 min read

RateCity

Australian home loan types

Securing finance for a new home is one of life’s biggest hurdles and to find the best Australian home loan you have to do your research. Home loan features are unique, as are borrowers requirements, so it's important to assess the different types of home loans, lenders, rates and features to find the best fit for you.

Home Loans

13 Jan, 2012

3 min read

Georgia Brown

Personal Finance Editor

What does a home loan calculator do in Australia?

Gaining finance for a new home can be one of life’s biggest hurdles. But, with online tools such as RateCity’s series of home loan calculators, finding the right home loan for your needs can be simplified.

Home Loans

12 Jan, 2012

4 min read

What does a home loan calculator do in Australia?

RateCity

Types of home loans

Choosing a home loan is a big financial decision riddled with many choices. Often the more choices we are presented with the more confused and anxious we get. But despite the many home loan options in the Australian market there are three key points that can help you along the right path.

Home Loans

10 Jan, 2012

2 min read

Laine Gordon

Head of Public Relations

New initiative impacts borrowers

As many Australians rose bleary-eyed from their new year's celebrations, borrowers also woke to a timely pick-me-up from the federal government, with Canberra's banking reform legislation now making it compulsory for lending institutions to supply a home loan fact sheet to prospective borrowers, upon request.

Home Loans

09 Jan, 2012

3 min read

RateCity

Calculate your mortgage repayments

Signing your name on a 30 year home loan can be extremely daunting. Concerns about repayments, job security and unavoidable life circumstances can plague you during this time. But while it can be scary there are a few steps you can take to ease your mind and save you valuable money.

Home Loans

08 Jan, 2012

2 min read

RateCity

Work out your mortgage repayments

Are you in the market for a home loan and keen to find out how much you can afford to borrow? Or are you considering refinancing your loan?

Home Loans

03 Jan, 2012

2 min read

Laine Gordon

Head of Public Relations

Save $90K on your home loan with ease

Having a mortgage may seem like a massive long-term financial commitment. But with a few simple tips, you could shave tens of thousands of dollars off the balance and be mortgage-free years sooner.

Home Loans

20 Dec, 2011

2 min read