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Learn more about how to manage your personal finances with RateCity's home loan articles, including how-to-guides on comparing home loan interest rates, fees, features and other benefits.

Jodie Humphries

Personal Finance Editor

Work out your home loan repayments online

Dreams are dashing but one that seems consistent with Australians is the dream of owning their own home. With some hard saving, a plan and the right personal circumstance it's an achievable dream. But you shouldn’t jump in, eyes closed, or your home loan repayments could turn into your personal nightmare.

Home Loans

15 Mar, 2012

3 min read

How to work out your home loan repayments online

Jodie Humphries

Personal Finance Editor

Three ways to help pay off your home loan sooner

At the end of the day, when it comes to your home loan, we all want to pay it off sooner rather than later. By identifying ways to pay down your home loan debt faster using tools such as our home loan calculator, repayments can be slashed fast, helping you achieve that goal.

Home Loans

15 Mar, 2012

2 min read

Three ways to help pay off your home loan sooner

Laine Gordon

Money Editor

Why ticking the wrong box could cost you $80K

If you've got a home loan or are considering borrowing to buy property this year then stay tuned, because one simple piece of advice for the mortgage application process could save you tens of thousands of dollars.

Home Loans

14 Mar, 2012

3 min read

Why ticking the wrong box could cost you $80K

Laine Gordon

Money Editor

Don't get caught in the first-home trap

Thousands of Australian homeowners risk being stuck in their existing home because falling property prices have eroded or even wiped out the equity needed to move on to a bigger house or unit.

Home Loans

14 Mar, 2012

3 min read

RateCity

The value of home loan comparison rates

All lenders have fees associated with their home loans – and some more so than others. By using RateCity’s home loan fee calculator you’re able to look for competitive interest rates, but also the ‘comparison rate’, which calculates the amount of fees and charges you may be slapped with over the life of a home loan.

Home Loans

14 Mar, 2012

2 min read

RateCity

Home loan repayment methods

If only home loans came with an instruction manual explaining the difference between all the facts and figures. Understanding your repayments, interest, fees and charges can be overwhelming and it's easy to overlook, or not understand certain aspects.

Home Loans

13 Mar, 2012

3 min read

RateCity

Home loan calculations

When selecting the best home loan for your circumstances, taking some smart steps early could potentially save you thousands of dollars over the life of the home loan.

Home Loans

12 Mar, 2012

2 min read

Jodie Humphries

Personal Finance Editor

The importance of comparing Aussie home loans

When comparing Aussie home loans there are many factors to take into consideration. The best way to get started is to carry out a comparison. By comparing home loans side-by-side you can get a great overall look at what each Aussie home loan is offering and work out what matters most to you.

Home Loans

09 Mar, 2012

2 min read

The importance of comparing Aussie home loans

RateCity

Looking to buy? Calculate your home loan repayments

Are you planning to take out a home loan to purchase a home or unit? Working out your budget, expenses, how much the bank will lend you and how much you can comfortably afford to pay back is the first step towards achieving this.

Home Loans

09 Mar, 2012

3 min read

Looking to buy? Calculate your home loan repayments.

RateCity

Can you beat interest rate hikes?

The mere mention of the words 'interest rate hikes' send many homeowners into a spin as they debate the long-term financial benefits of fixing their rate versus riding out the variable rollercoaster. So why should you fix your home loan rate and when is the right time to lock it in?

Home Loans

01 Mar, 2012

3 min read

Laine Gordon

Money Editor

Mortgages at mates' rates

A growing group of Australians are pooling funds to buy a home jointly, enabling them to get a foot on the property ladder when they may be otherwise locked out of the market. But the pitfalls of buying with friends or family can outweigh the benefits, unless all parties share a common goal.

Home Loans

29 Feb, 2012

3 min read

Laine Gordon

Money Editor

How to bag a real estate bargain

Everyone wants to find a bargain when house-hunting and in a real estate market such as this; when house prices are either flat or declining, now could be the time to get a foot on the property ladder.

Home Loans

26 Feb, 2012

3 min read