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Learn more about how to manage your personal finances with RateCity's home loan articles, including how-to-guides on comparing home loan interest rates, fees, features and other benefits.

Laine Gordon

Head of Public Relations

Save $100K by switching home loans

If given a chance to get a better rate, eight out of 10 Australians say they would consider switching banks for their home loans, so why don't more of us do it?

Home Loans

30 Apr, 2012

3 min read

Laine Gordon

Head of Public Relations

First retire, and then have kids

Forget retirement at age 65; a frugal group of thirty-somethings are retiring, relatively wealthy, to the envy of their peers.

Home Loans

19 Apr, 2012

3 min read

RateCity

Lenders must disclose key home loan facts

The key home loan facts sheet legislation aims to make it simpler for borrowers to compare similar products before they apply for a home loan.

Home Loans

12 Apr, 2012

3 min read

Lenders must disclose key home loan facts

RateCity

Home loan facts sheets and comparisons

Trying to locate the best home loan can feel impossible when you have no idea what you are comparing. Comparing Australian home loans used to be hard work but thanks to the federal government and the use of technology it's becoming a lot easier to identify the best from the worst.

Home Loans

12 Apr, 2012

3 min read

Laine Gordon

Head of Public Relations

Why wait? Buy now with little deposit

Despite reports that Australians are living in some of the largest homes in the world, new research shows the average Aussie can no longer afford to buy the average house.

Home Loans

04 Apr, 2012

3 min read

Patricia Babalis

Securing your first home loan

Buying your first home involves a lengthy process of searching, researching and shopping around. Once you have an idea of what your ideal home looks like, the next step is finding the perfect home loan to match.

Home Loans

27 Mar, 2012

2 min read

Mark Bristow

Personal Finance Editor

What is a mortgage?

Whether you are after a variable or fixed rate mortgage, or a principal and interest (P&I) or interest-only loan, shopping around for home loans can make all the difference when deciding which home loan product is suitable for you.

Home Loans

26 Mar, 2012

3 min read

RateCity

Your home loan options

The total cost of your home loan can vary substantially depending on the lender and home loan you choose. That's why it's important to consider all your options before committing to one particular home loan or loan type.

Home Loans

26 Mar, 2012

2 min read

Jodie Humphries

Personal Finance Editor

Is a variable rate home loan right for you?

In Australia you have the choice to fix your home loan rate or select a variable rate home loan. Variable rate home loans are a popular choice for Australians, however individual financial circumstances differ greatly and will dictate which home loan type will best suit you.

Home Loans

23 Mar, 2012

3 min read

Is a variable rate home loan right for you?

RateCity

About variable rate home loans

Variable rate home loans are the most popular type of home loans in Australia. They are offered by most home loan lenders including Australian banks, credit unions and building societies.

Home Loans

21 Mar, 2012

3 min read

Laine Gordon

Head of Public Relations

Dodge the taxman to supersize your savings

How would you like a savings account with an interest rate 60 basis points (or more) above the best savings accounts on the market, that is not only delivered tax-free, but could also help to clear your mortgage years early?

Home Loans

19 Mar, 2012

3 min read

Dodge the taxman to supersize your savings

RateCity

Aussie home loan choices

You may wonder if the Reserve Bank of Australia (RBA) is setting the benchmark cash rate for lenders to follow, then why aren't lenders strictly following this. It's true that in reality many lenders make moves independently of the RBA, so it's vital that you seek out the best home to suit your personal needs.

Home Loans

15 Mar, 2012

2 min read