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Home Loans Articles
Learn more about how to manage your personal finances with RateCity's home loan articles, including how-to-guides on comparing home loan interest rates, fees, features and other benefits.
Laine Gordon
Head of Public Relations
The great variable rate roller coaster
There’s been a huge amount of publicity about the carbon tax for example and its effect on electricity prices. In NSW, for example, it’s been announced that electricity prices will rise by nearly 20% - which is a huge jump for most people, and rightly has many people worried. But the actual dollar impact of that increase will likely be around $25-30 per month for most households.
Home Loans
18 Jun, 2012
1 min read
Laine Gordon
Head of Public Relations
How to get the most out of a rate cut
Australians love their footy tipping – but we’ve now reached the point where “Reserve Bank tipping” seems even bigger. The Reserve Bank meets on the first Tuesday of the month, and in the days leading up to it, every economist in Australia seems to be making a prediction about what will happen to rates.
Home Loans
18 Jun, 2012
1 min read
Laine Gordon
Head of Public Relations
Five reasons potential borrowers are rejected
The banking sector has loosened the belt on who qualifies for a home loan since the global financial crisis, yet lenders remain cautious of high-risk prospective borrowers.
Home Loans
14 Jun, 2012
4 min read
Laine Gordon
Head of Public Relations
Financial stress leads more of us to cheat
Tough economic conditions are fuelling the rapid growth of "cheating websites", research suggests, as thousands of unhappy spouses say they are unable to afford separation.
Home Loans
08 Jun, 2012
4 min read
Patricia Babalis
The best time to compare home loan interest rates
Following home loan interest rate movements in Australia is a full-time job. For most PAYE taxpayers, whose incomes don't typically fluctuate as wildly as interest rates, huge swings in repayments place great pressure on their ability to not only meet their repayments but other expenses too.
Home Loans
05 Jun, 2012
3 min read
RateCity
Home Loans Guide
Whether you're a first home buyer, refinancing your home loan or purchasing an investment property, we understand that at times comparing and understanding home loan information can feel like trying to decipher Morse code.
Home Loans
30 May, 2012
1 min read
Laine Gordon
Head of Public Relations
Smokers quit for $100,000 reward
There are smoke-free bars, smoke-free restaurants, and even smoke-free prisons. But a smoke-free country?
Home Loans
29 May, 2012
3 min read
Kate Cowling
Understanding the impact of home loan interest rates
We all understand the importance of finding a lender offering competitive interest rates when entering into a home loan however there are other factors you need to consider including, comparison rates, fees and charges.
Home Loans
08 May, 2012
3 min read
Laine Gordon
Head of Public Relations
Can renting make you wealthy?
Australia is a nation of home buyers; around 70 percent of households own their own home, the Bureau of Statistics says. But on the road to financial freedom, is the ball-and-chain mortgage really the best strategy or can renting make you rich?
Home Loans
06 May, 2012
3 min read
Laine Gordon
Head of Public Relations
What should you do with the rate cut?
It's the rate relief news many Australians have been waiting for, as the Reserve Bank of Australia (RBA) cut interest rates by 50 basis points on Tuesday. But it will count for little if the banks fail to pass the cut on, and now millions of Australians are waiting to see what they will do.
Home Loans
02 May, 2012
3 min read
Laine Gordon
Head of Public Relations
Save $100K by switching home loans
If given a chance to get a better rate, eight out of 10 Australians say they would consider switching banks for their home loans, so why don't more of us do it?
Home Loans
01 May, 2012
3 min read
Laine Gordon
Head of Public Relations
First retire, and then have kids
Forget retirement at age 65; a frugal group of thirty-somethings are retiring, relatively wealthy, to the envy of their peers.
Home Loans
20 Apr, 2012
3 min read
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