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Learn more about how to manage your personal finances with RateCity's home loan articles, including how-to-guides on comparing home loan interest rates, fees, features and other benefits.

RateCity

Your one-stop home loan website

Finding information about current Australian home loans takes time. The important thing to remember is, the more you read, research and gather information the better equipped you will be and the more money you could save when you finally put pen to mortgage contract.

Home Loans

29 Jan, 2013

3 min read

Laine Gordon

Money Editor

Women are the super losers

It’s a sad reality that many women will retire with significantly less superannuation than their male colleagues, but new research reveals by how much.

Home Loans

24 Jan, 2013

3 min read

Laine Gordon

Money Editor

Where it's cheaper to buy than rent

A new report has found it’s now cheaper to buy a home than it is to rent in almost every capital city.

Home Loans

23 Jan, 2013

3 min read

Laine Gordon

Money Editor

Three ways to increase your home's value

House prices are tipped to remain stable this year, with the almost annual double digit house price growth of the last decade a thing of the past, reports show.

Home Loans

21 Jan, 2013

4 min read

Three ways to increase your home's value

Jodie Humphries

Personal Finance Editor

How a little bit of research could save you thousands on your mortgage

Would you spend more time researching a holiday than the right home loan? According to reports, despite home loans being one of the biggest financial decisions most people make in their life time, some are still spending more time planning a holiday than their financial future.

Home Loans

14 Jan, 2013

2 min read

How a little bit of research could save you thousands on your mortgage

Laine Gordon

Money Editor

Return of the no-deposit home loan

Banks have relaxed their lending criteria amid growing competition in the mortgage market.

Home Loans

13 Jan, 2013

3 min read

Laine Gordon

Money Editor

What does 2013 have in store for the property market?

Property prices across Australia were on a downward slide during 2012, along with interest rates. Great news if you were buying, but not so great if you were selling.

Home Loans

10 Jan, 2013

3 min read

What does 2013 have in store for the property market?

RateCity

Managing home loan repayments

If only our home loans would pay themselves off or repayments were so minimal they barely make a dent in our bank accounts. Unfortunately, for most of us that is not the case, so let's take a closer look at these pesky home loan repayments.

Home Loans

08 Jan, 2013

2 min read

Laine Gordon

Money Editor

Housing too expensive for many Aussies

Two-thirds of Australians view the housing market as expensive, with half expecting property prices to rise over the coming 12 months, a report shows.

Home Loans

07 Jan, 2013

4 min read

Laine Gordon

Money Editor

Chip away at the mortgage using an offset facility

It appears there’s been a bounce in the real estate market following the release of the Australian Bureau of Statistics (ABS) numbers that revealed home loan approvals were up in October.

Home Loans

19 Dec, 2012

3 min read

Chip away at the mortgage using an offset facility

Laine Gordon

Money Editor

Save thousands off your first home by comparing home loans

Australia’s first home buyers are being advised to shop around after the latest Reserve Bank cut shifted interest rates at their lowest levels since April 2009.

Home Loans

19 Dec, 2012

3 min read

Save thousands off your first home by comparing home loans

Laine Gordon

Money Editor

From two incomes to one

Starting a family is an emotional milestone many young couples dream of. Most of us know what to expect when we embark on this life-changing journey – happiness, fulfillment, sleepless nights and crying babies. But little, if anything, is said about the challenges of transitioning from two incomes to one.

Home Loans

18 Dec, 2012

3 min read