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Learn more about how to manage your personal finances with RateCity's home loan articles, including how-to-guides on comparing home loan interest rates, fees, features and other benefits.

Laine Gordon

Head of Public Relations

Beat the squeeze on household budgets

Wages may be growing faster than inflation, yet research shows one in seven Australian households is spending more than it earns.

Home Loans

27 May, 2013

3 min read

Laine Gordon

Head of Public Relations

Five ways to slash your home loan interest bill

Even at today’s low rates, the total interest bill can amount to almost as much as the initial loan. But there are ways to reduce the mortgage quickly and painlessly to save interest.

Home Loans

19 May, 2013

3 min read

Five ways to slash your home loan interest bill

Laine Gordon

Head of Public Relations

How to get out of debt fast

From credit cards to car loans and the mortgage, you can free yourself from debt. There are simple tips to cover everything and free up some cash in the weekly budget.

Home Loans

30 Apr, 2013

3 min read

Laine Gordon

Head of Public Relations

Rent or buy: which puts you on top?

The mortgage is taking a bigger chunk of our income now, despite lower interest rates. But is it cheaper to rent than buy?

Home Loans

28 Apr, 2013

3 min read

Kate Cowling

A guide for first home owners

If you’ve made the decision to buy your first home, then it’s a pretty safe bet that you’re feeling a little daunted by the whole process. But, armed with the right information and knowledge, taking out a first home owners loan doesn’t have to be scary.

Home Loans

19 Apr, 2013

3 min read

Patricia Babalis

Three tips for finding the right home loan

Sifting through home loan fees, rates and features can be overwhelming work. You soon release that making the decision to buy a home was the easy part - it's what follows that requires your true commitment and patience.

Home Loans

19 Apr, 2013

2 min read

Three tips for finding the right home loan

Laine Gordon

Head of Public Relations

How to shrink your home loan

There’s no magic when it comes to saving money on your home loan.

Home Loans

14 Apr, 2013

3 min read

Kate Cowling

Tips to help you find the right home loan

Has the time come to make the ultimate commitment? Not marriage - a home loan! It's no easy process securing your first home loan but it's one worth investing some time in as a home loan will be part of your life for at least 25 years.

Home Loans

12 Apr, 2013

2 min read

Tips to help you find the right home loan

Laine Gordon

Head of Public Relations

New hurdle for first home buyers

Despite lower interest rates, it’s now more costly for some first home buyers to enter the property market than it was this time last year, research shows.

Home Loans

09 Apr, 2013

3 min read

Laine Gordon

Head of Public Relations

Renovation high on the agenda

Two in five home owners are saving for a major renovation this year.

Home Loans

08 Apr, 2013

3 min read

Laine Gordon

Head of Public Relations

How to identify a property hot spot

Buying property does not automatically guarantee financial success. But make a sound purchase, choose a home loan wisely, and a buyer stands to gain tens of thousands of dollars, even in a slow property market.

Home Loans

25 Mar, 2013

4 min read