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Learn more about how to manage your personal finances with RateCity's home loan articles, including how-to-guides on comparing home loan interest rates, fees, features and other benefits.

Laine Gordon

Head of Public Relations

Negative gearing update

There have been calls for its abolishment in the past, and now reports suggest the federal government is at least considering changes to negative gearing.

Home Loans

16 Apr, 2014

2 min read

Kate Wick

Home versus baby: Can you tackle both?

Starting a family is a happy and exciting time, but it can also be financially stressful transitioning from two incomes to one while taking on the extra costs that come with a newborn.

Home Loans

15 Apr, 2014

4 min read

Kate Cowling

What every first home buyer needs to know

Buying a home is a big commitment, both financially and emotionally. There is quite a lot to plan, organise and consider during the process, besides simply securing a home loan, so here is our list of what every first home buyer should know.

Home Loans

02 Apr, 2014

4 min read

What every first home buyer needs to know

RateCity

Is now a good time to buy a home?

If you already own your home, the good news is that its value is likely to steadily increase this year.

Home Loans

23 Mar, 2014

4 min read

Patricia Babalis

Mutual benefits: what's a non-bank?

Unlike the publicly listed big banks, which have a responsibility to maximise profits for shareholders, credit unions, mutual building societies and mutual banks focus on their members – or customers.

Home Loans

19 Mar, 2014

3 min read

Patricia Babalis

Five tips to shrink your home loan

Your home loan doesn’t have to rule your life forever. Follow these five smart tips to shrink your debt and own your home faster.

Home Loans

14 Mar, 2014

3 min read

Kate Cowling

Top five risks of renovating

If you are considering improving your home or are keen to get into the renovate-and-sell game, there are five risks you should keep in mind.

Home Loans

05 Mar, 2014

4 min read

Kate Cowling

The trick that could add $100,000 to your home

In a competitive marketplace, selling a home is no longer a straightforward transaction. But there is a trick that you can use to help add value.

Home Loans

20 Feb, 2014

3 min read

The trick that could add $100,000 to your home

Patricia Babalis

How to minimise the stress of buying a home

Whether you are buying your first home or have prior experience, the process is likely to be emotionally charged and stressful. But you can certainly minimise your stress levels with the right amount of preparation and research.

Home Loans

06 Feb, 2014

3 min read

How to minimise the stress of buying a home

Kate Cowling

Where are Australia's next property hot spots?

The tail end of 2013 was a lucrative time for property investors and home owners alike as property prices across Australia boomed thanks to improved confidence and low interest rates.

Home Loans

06 Feb, 2014

3 min read

Where are Australia's next property hot spots?

Patricia Babalis

Home inspection guide

You could be searching for your first home, upgrading from a bachelor pad to a family home or downsizing after the kids have moved out – whatever your circumstances, visiting countless open houses can leave you suffering sensory overload and feeling confused.

Home Loans

31 Jan, 2014

3 min read

Patricia Babalis

Apartments on the rise

As most would-be homebuyers know all too well, Australia suffers from a housing supply shortage, which experts cite as one of the reasons property prices are among the highest in the world.

Home Loans

28 Jan, 2014

3 min read