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Home Loans Articles

Learn more about how to manage your personal finances with RateCity's home loan articles, including how-to-guides on comparing home loan interest rates, fees, features and other benefits.

Kate Wick

Ways to add a touch of luxury to your home

Do you love the idea of luxury property but hate the price tag? Build up your savings account then complete some luxury home tweaks.

Home Loans

13 Aug, 2014

3 min read

Ways to add a touch of luxury to your home
Kate Wick

Why you should listen to your gut first, then your lender

Using a home loan calculator will help you find out how much you'll pay on your mortgage over the years. But have you considered what would happen if interest rates soared?

Home Loans

13 Aug, 2014

4 min read

Why you should listen to your gut first - then your lender
Kate Wick

Home loans: Banks' ploys to win your business

Credit card and home loan comparisons are essential to ensure banks' deals are really all they're cracked up to be. Are you really getting the best value?

Home Loans

12 Aug, 2014

3 min read

Home loans: Banks' ploys to win your business
Laine Gordon

Head of Public Relations

Australians own the biggest houses in the world

How big are Australia's houses? According to one industry commentator, they're the biggest in the world! But are they getting smaller?

Home Loans

10 Aug, 2014

4 min read

Australians own the biggest houses in the world
Kate Wick

Five top tips when you're moving house

Home loans are a reality for many Australians. If you're upgrading your property, be sure to follow this handy moving checklist!

Home Loans

07 Aug, 2014

3 min read

Five top tips when you're moving house
Kate Wick

How to choose where to invest in property

Thinking about investment funds or SMSF property? When planning for the future, there are plenty of investment opportunities available.

Home Loans

05 Aug, 2014

3 min read

How to choose where to invest in property
Kate Wick

Video: Interest rates hold! August RBA Wrap, RateCity News

The Reserve Bank has left interest rates on hold at 2.5% at its August meeting, 12 months since the last rate cut and almost 4 years since the last rate increase.

Home Loans

05 Aug, 2014

4 min read

Video: Interest rates hold! August RBA Wrap - RateCity News
Laine Gordon

Head of Public Relations

Should first home buyers access their super for a new home?

While cutting down on everyday spending can make saving up for a home deposit easier, it's easy to wonder if there's a better solution as house prices climb. For instance, should first home buyers tap into their super savings in order to get their foot on the real estate ladder?

Home Loans

03 Aug, 2014

4 min read

Should first home buyers access their super for a new home?
Kate Wick

Why you should renovate your home

Those with home loans may well think about renovating. But what are the benefits to ripping up floorboards, replacing fittings and painting walls?

Home Loans

01 Aug, 2014

3 min read

Why you should renovate your home
Laine Gordon

Head of Public Relations

Are low rates all they're cracked up to be?

Historically low fixed-term interest rates have captured the attention of current and would-be homeowners in Australia but are they all they’re cracked up to be?

Home Loans

31 Jul, 2014

3 min read

Are low rates all they're cracked up to be?
Kate Wick

The pros and cons of fixing your loan

Many Australians take out home loans in order to realise their property goals and while making the jump from a tenant to a homeowner is a big step, whether people opt for a fixed or variable home loan is another story entirely.

Home Loans

30 Jul, 2014

5 min read

The pros and cons of fixing your loan
RateCity

RateCity in the Media

Tax time can be a massive headache or a huge help. It all depends on how clued up you are on what you can claim. New research shows Aussies are missing out on $426 of unclaimed tax each year.

Home Loans

29 Jul, 2014

1 min read

RateCity in the Media