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Learn more about how to manage your personal finances with RateCity's home loan articles, including how-to-guides on comparing home loan interest rates, fees, features and other benefits.
Kate Wick
Lazy Aussies can't be bothered with renovations
If you've got a home loan, have you considered using your home equity to renovate? Surprisingly, fewer Australians are completing home renovations.
Home Loans
23 Oct, 2014
3 min read
Kate Wick
Moving to Australia: Bank accounts, credit and mortgages
Are you thinking about taking out a home loan or setting up a transaction account in a new country? Understand what the go is in Australia!
Home Loans
22 Oct, 2014
3 min read
Kate Wick
Video: How much can I borrow without breaking the bank?
Before you start looking for your dream home you need to calculate what you can afford to borrow - without blowing your budget or limiting yourself to a life of canned soup. Here’s a few tips to help you determine a comfortable mortgage so you can enjoy your new home but still have a life
Home Loans
20 Oct, 2014
3 min read
Kate Wick
The Block's auction flop: Five tips for investors
Are you selling your rental property? Don't dig into your savings account to do unnecessary renovations - make sure you learn lessons from The Block!
Home Loans
16 Oct, 2014
4 min read
Kate Wick
Are Australia's houses affordable?
Families and couples looking to take out home loans may be wondering if affordability is still an issue. House price growth has been trending downwards.
Home Loans
08 Oct, 2014
4 min read
Kate Wick
Video: Low interest rates remain on hold! October RBA Wrap
The Reserve Bank of Australia has left interest rates on hold at 2.5% at its October meeting, which marks 14 months since the last rate cut and almost 4 years since the last rate increase.
Home Loans
07 Oct, 2014
4 min read
Laine Gordon
Head of Public Relations
The risks of a smaller home deposit
Australians are taking out home loans, often with limited deposits. But this means they're paying for Lenders Mortgage Insurance, while sellers are also putting themselves at risk.
Home Loans
02 Oct, 2014
3 min read
Laine Gordon
Head of Public Relations
New home trend: Micro apartments
Using a home loan calculator is just the first step to buying property. What if your lender denies you a loan, because your desired dwelling is too small?
Home Loans
30 Sep, 2014
3 min read
Kate Wick
Borrowing to renovate
If you have a home loan and want to start renovations on your home but don't have the cash - what are your loan options?
Home Loans
28 Sep, 2014
3 min read
Laine Gordon
Head of Public Relations
How to sort out issues with your landlord
Are you having trouble with your landlord? Don't let gripes turn into a costly exercise, affecting your savings account. Here are ways to resolve issues
Home Loans
25 Sep, 2014
3 min read
Kate Wick
What the spring housing boom has in store for buyers
Use a home loan calculator to establish your borrowing capacity and be aware of where the Australian residential property market is headed in upcoming months.
Home Loans
18 Sep, 2014
3 min read
Kate Wick
What the median house price buys in each state
Use a home loan calculator to work out your borrowing capacity, then start investigating what kind of property you could snap up for the median national price.
Home Loans
16 Sep, 2014
3 min read
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