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Learn more about how to manage your personal finances with RateCity's home loan articles, including how-to-guides on comparing home loan interest rates, fees, features and other benefits.

Kate Cowling

Owning your own home just got 0.85% more affordable

The introduction of different rates for investors and owner-occupiers is turning the tables on the property market

Home Loans

30 Sep, 2015

4 min read

Owning your own home just got 0.85% more affordable

Patricia Babalis

Crunch before you commit, why rewards could lose you money

Competition in the home loan market continues to run hot, but are introductory offers such as cash back or rewards points actually worth it?

Home Loans

25 Sep, 2015

3 min read

Crunch before you commit - why rewards may lose you money

Laine Gordon

Head of Public Relations

Five financial tips for newlyweds

Just married? Just about ready to buy a home? Here are some tips for newlyweds that are yet to organise their home loan or other finances.

Home Loans

28 Jul, 2015

4 min read

Kate Wick

Three unusual benefits to being a property investor

Benefits like capital gains are something that all property investors know about. But do you know these ways you can get ahead with investment?

Home Loans

20 Jul, 2015

4 min read

Three unusual benefits to being a property investor

Laine Gordon

Head of Public Relations

Buying old vs building new: Which do you choose?

Buying a pre-occupied home versus purchasing a house and land package is one of the classic real estate questions. We weigh up their pros and cons.

Home Loans

02 Jul, 2015

5 min read

Buying old vs building new: Which do you choose?

Laine Gordon

Head of Public Relations

Top 4 home renovation lessons courtesy of The Block

The most recent season of The Block wasn't just a good watch. It could also have some valuable lessons for your renovation project.

Home Loans

19 Jun, 2015

4 min read

Top 4 home renovation lessons courtesy of The Block

Kate Wick

Will Gen Y ever be able to afford their own home?

Generation Y is more financially savvy than they're given credit for. They'll need these skills if they want to be able to afford a home loan in today's market.

Home Loans

17 Jun, 2015

4 min read

Will Gen Y ever be able to afford their own home?

Laine Gordon

Head of Public Relations

Top 4 factors influencing house price growth

There are many factors that determine whether properties will grow in price in a neighbourhood, including supply and the quality of infrastructure.

Home Loans

15 Jun, 2015

4 min read

Top 4 factors influencing house price growth

Laine Gordon

Head of Public Relations

Six things you didn't know about the capital gains tax

The capital gains tax is turning 20 this year. In anticipation of this, here are six things about it you might never have had a clue were true.

Home Loans

22 May, 2015

4 min read

Six things you didn't know about the capital gains tax

Laine Gordon

Head of Public Relations

What's behind property capital growth?

Capital growth is more than just lower interest rates and affordable home loans. Elements like employment, population increases and liveability also matter.

Home Loans

09 Apr, 2015

4 min read

Laine Gordon

Head of Public Relations

2055: What's the future for Australian property?

The Intergenerational Report released last month has already made significant waves around the country, outlining the demographic changes that Australia is likely to see over the next 40 years. Commentators have been falling over each other to explain the implications these shifts will have for their chosen industries.

Home Loans

07 Apr, 2015

4 min read