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Learn more about how to manage your personal finances with RateCity's home loan articles, including how-to-guides on comparing home loan interest rates, fees, features and other benefits.
Nick Bendel
Property & Personal Finance Writer
How I cut my home loan by 1.45 percentage points
I’ve just refinanced my home loan from one of the biggest mortgage lenders in Australia to one of the smallest. Why? I now have a much lower interest rate.
Home Loans
12 Feb, 2019
4 min read
RateCity
First Home Owners Grant
Learn more about the First Home Owners Grants available around Australia with our interactive map.
Home Loans
25 Nov, 2018
0 min read
Alex Ritchie
Personal Finance Editor
Sydney a "tenant's market", but not every city
Renter vacancy is shifting across the country, and depending on where you live, that may mean good or bad things for rental prices.
Home Loans
19 Sep, 2018
2 min read
Mark Bristow
Personal Finance Editor
What is mortgage insurance?
The idea of mortgage insurance is a fairly simple one – if circumstances mean a borrower can’t afford their mortgage repayments, an insurance policy can be used to help cover the costs.
Home Loans
29 Aug, 2018
5 min read
Nick Bendel
Property & Personal Finance Writer
Why it's now more important than ever to pay your debts on time
In 2014, the government introduced comprehensive credit reporting to Australia. This type of credit reporting has been used in the US and UK for many years.
Home Loans
17 Jul, 2018
5 min read
RateCity
Warning: Part 9 Debt Agreements have serious consequences
With Australia’s household debt-to-income ratio being one of the highest in the world, individuals and families are finding it harder than ever to keep up with their repayments.
Home Loans
07 Jun, 2018
10 min read
Mark Bristow
Personal Finance Editor
What is the Pension Loans Scheme?
The Pension Loans Scheme allows people who are at the age pension age to apply for a loan from the government to supplement their retirement, effectively functioning as a reverse mortgage.
Home Loans
09 May, 2018
3 min read
Nick Bendel
Property & Personal Finance Writer
How to fix credit problems
Credit problems – who has them? If you’re reading this article, chances are you have, or you know someone who has.
Home Loans
11 Apr, 2018
10 min read
Nick Bendel
Property & Personal Finance Writer
How to speak finance
Why do banks bombard us with incomprehensible jargon? And what’s with all those annoying acronyms?
Home Loans
20 Mar, 2018
25 min read
Alex Ritchie
Personal Finance Editor
Fast track your way to mortgage freedom
Paying off your home loan early doesn’t just free up valuable cash and provide the security of outright home ownership. It will also save you a bundle in interest.
Home Loans
14 Mar, 2018
3 min read
Alex Ritchie
Personal Finance Editor
How to talk your way to a lower interest rate
If you’re currently paying off a mortgage, there’s an interest rate cut waiting for you if you simply ask for it.
Home Loans
21 Feb, 2018
6 min read
Nick Bendel
Property & Personal Finance Writer
What is a mortgage calculator?
A mortgage calculator is an online tool that shows you how much you’d have to repay based on different home loan scenarios.
Home Loans
08 Jan, 2018
3 min read
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Alex Ritchie
Personal Finance Editor
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Mark Bristow
Personal Finance Editor
10 Sep, 2024
The pros and cons of paying off your mortgage early vs buying an investment property
Mark Bristow
Personal Finance Editor
10 Sep, 2024
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