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Learn more about how to manage your personal finances with RateCity's home loan articles, including how-to-guides on comparing home loan interest rates, fees, features and other benefits.

Mark Bristow

Personal Finance Editor

What adds value to a house appraisal?

Thinking about selling your property? By making a few changes to enhance your property’s appeal to potential buyers, you may be able to maximise the house value at your real estate agent’s appraisal. This could help to set buyer expectations, leading to a higher sale price.

Home Loans

31 May, 2021

5 min read

Georgia Brown

Personal Finance Editor

Things to do before a house appraisal

If you’re getting ready to put your home on the market, you’ll likely need to have it appraised.

Home Loans

29 May, 2021

3 min read

Mark Bristow

Personal Finance Editor

Can a student get a home loan?

It is possible for students in Australia to get home loans, provided they can fulfil a mortgage lender’s eligibility requirements. This may not be easy for many students, who already have significant study commitments.

Home Loans

28 May, 2021

4 min read

Mark Bristow

Personal Finance Editor

How to pay off your mortgage faster

Not a fan of being in debt? Here are a few tips that could help you get your home loan paid off sooner, so you can own your home or investment property outright, without a mortgage hanging over your head.

Home Loans

27 May, 2021

4 min read

Alex Ritchie

Personal Finance Editor

Can parents pay off a child's mortgage?

The bank of mum and dad has become one of the most common ways young Australians are able to get a foot on the property ladder. Here are three main ways a parent may be able to pay off a child’s mortgage.

Home Loans

25 May, 2021

4 min read

Alex Ritchie

Personal Finance Editor

Tips for a house valuation

Taking the time to properly prepare and set up your home for valuation is crucial to ensure it is valued at the most optimal price. Here is how to prepare your home for valuation.

Home Loans

25 May, 2021

3 min read

Mark Bristow

Personal Finance Editor

How to value a property for insurance

Home insurance can provide much-needed peace of mind by covering your property in case of accidents, damage, or other disasters. Plus, it’s often a necessary requirement when applying for a home loan with many lenders.

Home Loans

24 May, 2021

2 min read

Mark Bristow

Personal Finance Editor

How do banks value property?

Different banks use different methods to calculate the value of a property. Also known as a “bank property valuation”, the method your mortgage lender chooses may depend on their own internal policies, and other reasons, too.

Home Loans

22 May, 2021

3 min read

Jodie Humphries

Personal Finance Editor

How do you pay back a reverse mortgage loan?

A reverse mortgage is a popular option for retirees who own homes. Keep reading to learn how to pay back a reverse mortgage loan.

Home Loans

20 May, 2021

2 min read

How do you pay back a reverse mortgage loan?

Jodie Humphries

Personal Finance Editor

What you need to know about terminating a reverse mortgage

If you’re considering taking out a reverse mortgage or have applied for one, you need to know how to terminate the arrangement if it doesn’t work for you. There are a few different ways to do this.

Home Loans

18 May, 2021

3 min read

What you need to know about terminating a reverse mortgage

Jodie Humphries

Personal Finance Editor

Learn how to avoid Lender's Mortgage Insurance

With the right deposit, you can save yourself from having to pay Lender’s Mortgage Insurance. The amount you’ll need to save depends on how much you want to borrow.

Home Loans

13 May, 2021

3 min read

Learn how to avoid Lender's Mortgage Insurance

Jodie Humphries

Personal Finance Editor

Income protection vs. mortgage insurance: What you need to know

Both income protection insurance and mortgage protection insurance are income replacement products with different types of coverage. The most significant difference is that you can only use mortgage protection to cover your mortgage repayments if you’re unable to earn an income.

Home Loans

22 Apr, 2021

6 min read