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Home Loans Articles
Learn more about how to manage your personal finances with RateCity's home loan articles, including how-to-guides on comparing home loan interest rates, fees, features and other benefits.
Alex Ritchie
Personal Finance Editor
How much does it cost to paint a house?
Painting a house can cost you anywhere from $2,400 to $35,000. The costing can depend on whether the home is single or double storey and whether you are painting the interior or exterior of the home.
Home Loans
16 Mar, 2022
4 min read
Jodie Humphries
Personal Finance Editor
How do land and construction loans work?
If you’re planning to buy land and build a house, there are specific land and construction loan options available to you. Find out how these work.
Home Loans
14 Mar, 2022
4 min read
Mark Bristow
Personal Finance Editor
What does it cost to hire an architect for a renovation?
Renovating your house can be a small or a large project. Smaller jobs, like painting walls, updating fixtures, or replacing floors, you may be able to do yourself or with the help of a qualified tradie. But bigger jobs, like adding an extension or an extra floor onto your house, may require additional expertise, such as that offered by an architect.
Home Loans
11 Mar, 2022
5 min read
Jodie Humphries
Personal Finance Editor
Who can be a guarantor for a home loan?
If you are considering having a guarantor for your mortgage, you will want to know who can guarantee a home loan? Or if you’re planning to guarantee a loan, you should know how to protect your interests.
Home Loans
11 Mar, 2022
3 min read
Alex Ritchie
Personal Finance Editor
How much does a kitchen renovation cost in Australia?
If you’re daydreaming about a kitchen upgrade and hoping to turn this into reality, you may be curious as to how much an Australian kitchen renovation costs.
Home Loans
11 Mar, 2022
5 min read
Alex Ritchie
Personal Finance Editor
Will fixed rates rise in 2022? Here’s what the experts say
Wondering when fixed rates could rise in 2022? Experts from the big four banks weigh in, and you may be shocked at their predictions.
Home Loans
10 Mar, 2022
5 min read
Mark Bristow
Personal Finance Editor
Do you need to be married to buy a house together?
The short answer to this question is… no. In Australia, as long as you and your spouse fulfil the mortgage lender’s eligibility criteria, you can buy a property and put both of your names on the title whether you’re married or in a de-facto relationship.
Home Loans
09 Mar, 2022
6 min read
Jodie Humphries
Personal Finance Editor
Discharge of mortgage: When and how to go about it?
There are certain situations when you may have to discharge your mortgage during the loan term, such as when you are selling your house or refinancing your mortgage. Learn how mortgage discharge works and what it will cost you.
Home Loans
04 Mar, 2022
5 min read
Jodie Humphries
Personal Finance Editor
How can I increase my borrowing power?
Are you wondering how to increase your home loan borrowing power? There are several methods you could use.
Home Loans
03 Mar, 2022
5 min read
Jodie Humphries
Personal Finance Editor
Is additional borrowing on a mortgage possible?
If you need to pay for a large expense, one of your options is to top up your mortgage. Find out how much you can borrow and how you can use the extra funds.
Home Loans
01 Mar, 2022
4 min read
Mark Bristow
Personal Finance Editor
How much equity do I need for a home loan?
Buying your first home involves paying a deposit on the property. Saving up this deposit can be a challenge, but once you have a mortgage, you can start building up equity in the property. This equity could eventually be used to refinance your home loan, access a line or credit, or even to take out a mortgage on a second property. So how much equity would you need to start building your property portfolio?
Home Loans
24 Feb, 2022
5 min read
Alex Ritchie
Personal Finance Editor
How much does a laundry renovation cost?
A laundry renovation may cost you anywhere from $5,000 to $25,000 and beyond. Let's explore the biggest factors impacting cost and how you can finance your dream laundry renovation.
Home Loans
22 Feb, 2022
6 min read
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Alex Ritchie
Personal Finance Editor
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Mark Bristow
Personal Finance Editor
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The pros and cons of paying off your mortgage early vs buying an investment property
Mark Bristow
Personal Finance Editor
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