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Learn more about how to manage your personal finances with RateCity's home loan articles, including how-to-guides on comparing home loan interest rates, fees, features and other benefits.

Georgia Brown

Personal Finance Editor

How to search for a low-rate home loan online

If you're in the market for low rate home loans then you've come to the right place, because at RateCity you can compare thousands of mortgage products online to help you select an option that suits your needs. So put your feet up, pull out your laptop and start comparing.

Home Loans

03 Jun, 2022

4 min read

How to search for a low-rate home loan online

Alex Ritchie

Personal Finance Editor

What should you consider before switching home loans?

Are you considering switching home loans? Have you found a better deal that could shave money and years off your home loan? Shopping around and staying aware of current trends and deals is a great way to save money but before you jump ship make sure you understand the costs involved.

Home Loans

31 May, 2022

5 min read

What should you consider before switching home loans?

Mark Bristow

Personal Finance Editor

How do construction home loans work?

If you’ve found the perfect location, but not the perfect property, building your own dream house could be an option to consider. Financing your build may require a construction loan, which isn’t the same as a typical home loan.

Home Loans

31 May, 2022

4 min read

Alex Ritchie

Personal Finance Editor

How to negotiate a better deal on property

While a better deal on a home is never guaranteed, let’s explore some of the options you may have to put yourself in a better position when choosing a property.

Home Loans

31 May, 2022

4 min read

How to negotiate a better deal on property

Alex Ritchie

Personal Finance Editor

How small business owners can get a home loan

If you’ve taken the leap of faith to start a small business then you’re no ordinary borrower, so an ordinary home loan may not suit your goals and needs. This is where an alternative home loan option may come in handy, such as a low doc home loan.

Home Loans

31 May, 2022

3 min read

How small business owners can get a home loan

Mark Bristow

Personal Finance Editor

What home loan calculators exist to make life easier?

A home loan calculator can help you quickly estimate mortgage repayments, so you can work out if you can afford the loan on your household budget. But there are other online calculators available that could help you plan your household budget before applying for a mortgage.

Home Loans

31 May, 2022

3 min read

What home loan calculators exist to make life easier?

Alex Ritchie

Personal Finance Editor

How to save money with your home loan

You can still save money when you own a home? Sounds ludicrous but it is possible and highly recommendable to save for those rainy days, or much needed holiday. The good news is, you can save money by simply fixing your home loan.

Home Loans

30 May, 2022

5 min read

Georgia Brown

Personal Finance Editor

Is there a right season to buy a new home?

Spring selling season, as it’s commonly referred to, is the time of year that typically sees an increase in homeowners listing their homes on the real estate market. But is this the best season to buy?

Home Loans

30 May, 2022

3 min read

Is there a right season to buy a new home?

Mark Bristow

Personal Finance Editor

Are there fees for switching home loans?

Australian borrowers wanting a better home loan rate may be tempted to refinance their mortgage and switch to an offer from a competitor lender. But before you jump ship, make sure you check the fees, charges, and other costs that may be involved.

Home Loans

27 May, 2022

5 min read

Are there fees for switching home loans?

Mark Bristow

Personal Finance Editor

How to compare Australia's top home loan rates

It’s important to compare Australia’s top home loan rates before selecting a mortgage offer, and understanding how different rates, fees, features and other benefits could help you.

Home Loans

27 May, 2022

5 min read

How to compare Australia's top home loan rates

Alex Ritchie

Personal Finance Editor

What is a flexible home loan and should you consider one?

Flexible home loans can offer you more than just your standard monthly mortgage repayments, so if you are looking for flexibility to match your forever changing lifestyle, consider a flexible home loan.

Home Loans

26 May, 2022

3 min read

What is a flexible home loan and should you consider one?

Mark Bristow

Personal Finance Editor

How do variable rate mortgages work?

Many Australian home loan deals offer variable interest rates. But how exactly do these variable rate home loans work, and what are the benefits and drawbacks compared to other mortgage options?

Home Loans

26 May, 2022

4 min read