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Learn more about how to manage your personal finances with RateCity's home loan articles, including how-to-guides on comparing home loan interest rates, fees, features and other benefits.
Mark Bristow
Personal Finance Editor
Getting a home valuation for home equity loan: what you need to know
To access the equity in your home you’ll need to know your property’s current value. To get an accurate figure a property valuation may be required, though the type of valuation may depend upon your property and financial situation.
Home Loans
19 Aug, 2022
5 min read
Mark Bristow
Personal Finance Editor
How much does an average home renovation cost?
Estimating the cost of a home renovation can feel a bit like estimating the length of a piece of string. The answer will vary depending on the type of renovation, your personal financial situation, and a wide range of other factors.
Home Loans
19 Aug, 2022
4 min read
Georgia Brown
Personal Finance Editor
What are the most sustainable flooring options?
Choosing flooring for your home can be a weighty decision, as it’s a major interior feature and one that you’ll likely live with for many years to come. That’s why it’s so important to consider the sustainability of the material you choose for your floors.
Home Loans
19 Aug, 2022
4 min read
Vidhu Bajaj
Personal Finance Writer
What are the different ways to finance a solar power system at home?
Investing in a solar power system for your home could help you cut down your energy bills and also reduce your environmental impact.
Home Loans
18 Aug, 2022
5 min read
Mark Bristow
Personal Finance Editor
How long is a typical home equity loan term?
Depending on the type of home equity loan you choose, there may be different loan term options available. Your choice of home equity loan could make a big difference to your financial future, as well as the overall cost of your home equity loan.
Home Loans
18 Aug, 2022
3 min read
Mark Bristow
Personal Finance Editor
Do I need a house valuation for probate? What you to know about deceased estates
Becoming the executor for a deceased estate can be daunting. While you’re dealing with your grief for the departed, you’re also taking responsibility for the will they left behind. Understanding some of the requirements and responsibilities involved when dealing with a deceased estate can help to ensure that everybody is well looked after, financially and emotionally.
Home Loans
16 Aug, 2022
3 min read
Mark Bristow
Personal Finance Editor
Home renovations that may give you the best return on investment
If you can’t afford to renovate your entire home, you may want to think carefully about where you want to commit your time and money. Whether you’re renovating to sell, or looking to grow your home’s long-term value, renovating certain areas of the home could provide a much bigger return on investment.
Home Loans
16 Aug, 2022
5 min read
Mark Bristow
Personal Finance Editor
Most common renovation mistakes and how to avoid them
Renovating a property can give you or your tenants a more comfortable place to live, and potentially help to improve its value for easier refinancing or selling in the future. But there are also some easy mistakes to make that could affect both the results of your renovation project and your financial future.
Home Loans
12 Aug, 2022
5 min read
Mark Bristow
Personal Finance Editor
Selling a home with a mortgage: your guide
Ready to sell your property, but still owe money on the home loan? In many cases, having an outstanding mortgage shouldn’t be too large an obstacle between you and a hassle-free home sale, though you may want help from a legal professional to walk you through the process.
Home Loans
11 Aug, 2022
5 min read
Mark Bristow
Personal Finance Editor
What is a revolving credit mortgage?
A revolving credit mortgage is another name for a home equity line of credit, often used in countries such as New Zealand. A revolving line of credit lets you borrow up to a maximum limit based on your equity in property, and enjoy the flexibility to make repayments when you choose.
Home Loans
11 Aug, 2022
3 min read
Vidhu Bajaj
Personal Finance Writer
What to know before buying a house with your parents or anybody else
Buying a house with your family members or others can make the purchase more affordable for everyone but there are some important things to consider.
Home Loans
10 Aug, 2022
5 min read
Mark Bristow
Personal Finance Editor
Does working from home void your home insurance?
Home and contents insurance covers your home and possessions if they are damaged or destroyed, providing homeowners with valuable peace of mind. But there’s also a risk that these homeowners could miss out if they also run a business from their insured home.
Home Loans
10 Aug, 2022
3 min read
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