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Home Loans Articles
Learn more about how to manage your personal finances with RateCity's home loan articles, including how-to-guides on comparing home loan interest rates, fees, features and other benefits.
Alex Ritchie
Personal Finance Editor
Shares vs property: which investment option should you consider?
Two of the most recommended investment options in Australia are property and shares. Both investment options have their advantages and risks, so let's compare which option may be best for you.
Home Loans
30 Aug, 2022
7 min read
Mark Bristow
Personal Finance Editor
How to buy a house in a de facto relationship
The process of buying a property is similar for both married couples and couples in de facto relationships. That said, some of the steps involved may require some extra consideration for de facto partners, as they could make a difference to future personal and financial goals.
Home Loans
29 Aug, 2022
5 min read
Mark Bristow
Personal Finance Editor
A guide to paying off your home equity loan
Accessing the equity in your home can provide extra financial flexibility, which can be useful for managing major purchases and household expenses. But how will you go paying down your loan until your debt is cleared?
Home Loans
25 Aug, 2022
3 min read
Mark Bristow
Personal Finance Editor
Do home equity loans require a credit check?
While different lenders may assess home equity loan applications differently, a credit check may be one of the steps involved. If you’re concerned about your credit score affecting your application, it may be worth learning more about exactly what’s required to help improve your application’s chance of approval.
Home Loans
24 Aug, 2022
3 min read
Vidhu Bajaj
Personal Finance Writer
What is the difference between a home equity loan and a reverse mortgage?
Accessing the equity in your home can be done via a home equity loan or reverse mortgage, but what are they? Understand what they are and how they work.
Home Loans
23 Aug, 2022
6 min read
Alex Ritchie
Personal Finance Editor
Applying for a mortgage on a bridging visa: what you need to know
Bridging visas may be granted for temporary residence depending on your specific circumstances. It can allow you to stay in Australia lawfully while an immigration status is finalised.
Home Loans
23 Aug, 2022
5 min read
Mark Bristow
Personal Finance Editor
Can you combine your home equity loan into your mortgage?
If you hold equity in a property, you may be able to use it to access a loan or a line of credit to help you cover the cost of major expenses or household projects. You may be able to choose between managing your home equity loan separately or combining it with your existing mortgage, though there are pros and cons to each approach.
Home Loans
22 Aug, 2022
3 min read
Mark Bristow
Personal Finance Editor
Getting a home valuation for home equity loan: what you need to know
To access the equity in your home you’ll need to know your property’s current value. To get an accurate figure a property valuation may be required, though the type of valuation may depend upon your property and financial situation.
Home Loans
19 Aug, 2022
5 min read
Mark Bristow
Personal Finance Editor
How much does an average home renovation cost?
Estimating the cost of a home renovation can feel a bit like estimating the length of a piece of string. The answer will vary depending on the type of renovation, your personal financial situation, and a wide range of other factors.
Home Loans
19 Aug, 2022
4 min read
Georgia Brown
Personal Finance Editor
What are the most sustainable flooring options?
Choosing flooring for your home can be a weighty decision, as it’s a major interior feature and one that you’ll likely live with for many years to come. That’s why it’s so important to consider the sustainability of the material you choose for your floors.
Home Loans
19 Aug, 2022
4 min read
Vidhu Bajaj
Personal Finance Writer
What are the different ways to finance a solar power system at home?
Investing in a solar power system for your home could help you cut down your energy bills and also reduce your environmental impact.
Home Loans
18 Aug, 2022
5 min read
Mark Bristow
Personal Finance Editor
How long is a typical home equity loan term?
Depending on the type of home equity loan you choose, there may be different loan term options available. Your choice of home equity loan could make a big difference to your financial future, as well as the overall cost of your home equity loan.
Home Loans
18 Aug, 2022
3 min read
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Mark Bristow
Personal Finance Editor
17 Jan, 2025
What happens to a home loan when someone dies?
Mark Bristow
Personal Finance Editor
17 Jan, 2025
Five ways to make money from property in 2025
Vidhu Bajaj
Personal Finance Writer
16 Jan, 2025
Applying for a mortgage with a new job
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