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Learn more about how to manage your personal finances with RateCity's home loan articles, including how-to-guides on comparing home loan interest rates, fees, features and other benefits.

Mark Bristow

Personal Finance Editor

Getting a home valuation for home equity loan: what you need to know

To access the equity in your home you’ll need to know your property’s current value. To get an accurate figure a property valuation may be required, though the type of valuation may depend upon your property and financial situation.

Home Loans

19 Aug, 2022

5 min read

Getting a home valuation for home equity loan: what you need to know

Mark Bristow

Personal Finance Editor

How much does an average home renovation cost?

Estimating the cost of a home renovation can feel a bit like estimating the length of a piece of string. The answer will vary depending on the type of renovation, your personal financial situation, and a wide range of other factors.

Home Loans

19 Aug, 2022

4 min read

How much does an average home renovation cost?

Georgia Brown

Personal Finance Editor

What are the most sustainable flooring options?

Choosing flooring for your home can be a weighty decision, as it’s a major interior feature and one that you’ll likely live with for many years to come. That’s why it’s so important to consider the sustainability of the material you choose for your floors.

Home Loans

19 Aug, 2022

4 min read

What are the most sustainable flooring options?

Vidhu Bajaj

Personal Finance Writer

What are the different ways to finance a solar power system at home?

Investing in a solar power system for your home could help you cut down your energy bills and also reduce your environmental impact.

Home Loans

18 Aug, 2022

5 min read

Different ways to finance a solar power system for home | RateCity

Mark Bristow

Personal Finance Editor

How long is a typical home equity loan term?

Depending on the type of home equity loan you choose, there may be different loan term options available. Your choice of home equity loan could make a big difference to your financial future, as well as the overall cost of your home equity loan.

Home Loans

18 Aug, 2022

3 min read

How long is a typical home equity loan term?

Mark Bristow

Personal Finance Editor

Do I need a house valuation for probate? What you to know about deceased estates

Becoming the executor for a deceased estate can be daunting. While you’re dealing with your grief for the departed, you’re also taking responsibility for the will they left behind. Understanding some of the requirements and responsibilities involved when dealing with a deceased estate can help to ensure that everybody is well looked after, financially and emotionally.

Home Loans

16 Aug, 2022

3 min read

Do I need a house valuation for probate? What you to know about deceased estates

Mark Bristow

Personal Finance Editor

Home renovations that may give you the best return on investment

If you can’t afford to renovate your entire home, you may want to think carefully about where you want to commit your time and money. Whether you’re renovating to sell, or looking to grow your home’s long-term value, renovating certain areas of the home could provide a much bigger return on investment.

Home Loans

16 Aug, 2022

5 min read

Home renovations that may give you the best return on investment

Mark Bristow

Personal Finance Editor

Most common renovation mistakes and how to avoid them

Renovating a property can give you or your tenants a more comfortable place to live, and potentially help to improve its value for easier refinancing or selling in the future. But there are also some easy mistakes to make that could affect both the results of your renovation project and your financial future.

Home Loans

12 Aug, 2022

5 min read

Most common renovation mistakes and how to avoid them

Mark Bristow

Personal Finance Editor

Selling a home with a mortgage: your guide

Ready to sell your property, but still owe money on the home loan? In many cases, having an outstanding mortgage shouldn’t be too large an obstacle between you and a hassle-free home sale, though you may want help from a legal professional to walk you through the process.

Home Loans

11 Aug, 2022

5 min read

Selling a home with a mortgage: your guide

Mark Bristow

Personal Finance Editor

What is a revolving credit mortgage?

A revolving credit mortgage is another name for a home equity line of credit, often used in countries such as New Zealand. A revolving line of credit lets you borrow up to a maximum limit based on your equity in property, and enjoy the flexibility to make repayments when you choose.

Home Loans

11 Aug, 2022

3 min read

Vidhu Bajaj

Personal Finance Writer

What to know before buying a house with your parents or anybody else

Buying a house with your family members or others can make the purchase more affordable for everyone but there are some important things to consider.

Home Loans

10 Aug, 2022

5 min read

What to know before buying a house with your parents or anybody else

Mark Bristow

Personal Finance Editor

Does working from home void your home insurance?

Home and contents insurance covers your home and possessions if they are damaged or destroyed, providing homeowners with valuable peace of mind. But there’s also a risk that these homeowners could miss out if they also run a business from their insured home.

Home Loans

10 Aug, 2022

3 min read