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Learn more about how to manage your personal finances with RateCity's home loan articles, including how-to-guides on comparing home loan interest rates, fees, features and other benefits.
Laine Gordon
Head of Public Relations
Home owners flounder while banks flourish in record profits
The Commonwealth Bank is the latest major bank to see record profits for the first half of the 2009-10 financial year. This has sparked concerns that interest rates will remain inflated above expected levels, placing thousands more home loan borrowers in the red.
Home Loans
24 Feb, 2010
3 min read
Laine Gordon
Head of Public Relations
Tough times ahead: How to manage your mortgage
Chances are you’re going to be living with your home loan for quite a while. And that means being able to handle the mortgage in good – and not so good, times.
Home Loans
24 Feb, 2010
3 min read
Kate Cowling
Financial claims scheme: Australian deposit guarantee
During the global financial crisis the Federal Government followed many developed nations by introducing a home loan guarantee. The financial claims scheme applies to a range of deposits.
Home Loans
19 Feb, 2010
2 min read
Laine Gordon
Head of Public Relations
No government guarantee to shake up home loan market
The Australian Government is taking away the home loan guarantee that supported lenders during the global financial crisis, in an effort to urge the economy towards independent recovery.
Home Loans
15 Feb, 2010
3 min read
Laine Gordon
Head of Public Relations
Home loan dilemma: Aussies caught between interest rate hikes
The time to purchase a home loan may be nigh, as consumer confidence and economic indicators suggest more rate rises in the first half of 2010. Now the decision for home buyers is whether to rush into the market before the rate hikes, or wait until rates settle to compare home loans for the best offers.
Home Loans
01 Feb, 2010
3 min read
Laine Gordon
Head of Public Relations
2009: A year in review for home loans
2009 was a big year for home loans, with hundreds of lessons to be learned for home buyers. Going into the New Year, home buyers will hate to repeat past mistakes. So what have we learned from 2009?
Home Loans
18 Jan, 2010
3 min read
Laine Gordon
Head of Public Relations
Freebies for the picking: Home loans with extras
In an environment of rising rates it makes sense to get every ounce of value from your mortgage lender, and there are plenty of freebies available if you know where to look. The idea of getting something for nothing holds universal appeal. However it’s essential to check that the freebies don’t come at the cost of a higher rate and fees.
Home Loans
18 Jan, 2010
3 min read
RateCity
Compare and save: home loans
Comparing home loans can take up hours of your time but it's a necessary part in the home buying process. Luckily you can now compare thousands of home loans in one place, which makes shopping around just a little bit easier.
Home Loans
04 Jan, 2010
1 min read
RateCity
Make your home loan portable
When comparing home loans, an important feature to consider is home loan portability. Many home loans offer loan portability as a standard option available, which is the ability to move your loan from one property to another.
Home Loans
04 Jan, 2010
1 min read
RateCity
What is a honeymoon period?
Home loans and mortgages can offer you a honeymoon period, which are suppose to help alleviate the burden of a loan for a short initial period of time, often with a low introductory interest rate.
Home Loans
16 Dec, 2009
2 min read
RateCity
Top home loans
If you are looking to compare the top home loans, then you've come to the right place. At RateCity, you are able to compare and apply for the top home loans on offer by hundreds of lenders and search through thousands of products.
Home Loans
16 Dec, 2009
1 min read
RateCity
What is a global financial crisis?
We hear global financial crisis bantered around with a sense of imminent fear but what exactly does it mean and how does it affect us?
Home Loans
16 Dec, 2009
1 min read
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