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Learn more about how to manage your personal finances with RateCity's home loan articles, including how-to-guides on comparing home loan interest rates, fees, features and other benefits.

Patricia Babalis

Do you have to pay home loan exit fees?

In July 2011 home loan exit fees were abolished, except for any home loans that were signed prior to this date. To find out if your home loan has any exit fees contact your mortgage lender.

Home Loans

07 Jul, 2010

2 min read

RateCity

The strong Australian home loan market

The home loan market in Australia is very competitive and because of the size of the home loan market and the competition from lenders, you are more likely to have a better chance of finding a home loan with a lower interest rate and a type of mortgage that will suit your budget and lifestyle.

Home Loans

06 Jul, 2010

1 min read

Laine Gordon

Money Editor

ASIC to crack down on early exit mortgage fees

RateCity looks into the Australian Securities and Investment Commission's planned crackdown on early exit fees for mortgages and what this new proposal means for you.

Home Loans

05 Jul, 2010

3 min read

ASIC to crack down on early exit mortgage fees

RateCity

In the market for an investment property?

Buying a property to rent out is a popular form of investment in Australia. If you like the idea of being able to physically see and touch your investment then this might your preferred choice of investment but make sure you find a suitable investment home loan that's going to suit your specific needs.

Home Loans

01 Jul, 2010

2 min read

In the market for an investment property?

Kate Cowling

Take advantage of falling Australian bank fees

There is no way of avoiding bank fees but you can certainly keep them at a minimum if you spend, save and pay smart.

Home Loans

01 Jul, 2010

2 min read

Take advantage of falling Australian bank fees

RateCity

Find a high LVR lender for home loan deposits under 20%

Are you eager to get into the Australian housing market but don't have the required 20% deposit? If so, you will need find a lender offering a high loan-to-value ratio mortgage when applying for a home loan.

Home Loans

01 Jul, 2010

2 min read

Find a high LVR lender for home loan deposits under 20%

Kate Cowling

Save money by accelerating your home loan repayments

Has that pay rise got you stumped? For homeowners, there is a huge incentive to accelerate your repayments on your home loan because it could save you thousands in interest but there are a few things to consider before doing so, namely do you have any other outstanding debts?

Home Loans

29 Jun, 2010

2 min read

Save money by accelerating your home loan repayments

Laine Gordon

Money Editor

Avoid the sting: Banks take $5billion a year from home owners

RateCity investigates just how much income banks earn from your home loan fees and how you can lessen the sting. Do you currently have a home loan and always seem to be paying fees? Well, the banks aren\\\'t complaining as they profit from your money.

Home Loans

23 Jun, 2010

3 min read

Avoid the sting Banks take $5billion a year from home owners

Laine Gordon

Money Editor

Save over $34,000 on your home loan

RateCity shows you how to save on your home loan and why you shouldn't give up on your dream of owning your own home while the housing market plummets.

Home Loans

23 Jun, 2010

3 min read

RateCity

The Australian housing market explained

The Australian housing market is one of the most topical aspects of the economy and is continually in the headlines. Those wishing to enter the housing market should do their research on both property prices and home loans so you can make better informed decisions about your financial situation.

Home Loans

16 Jun, 2010

1 min read

RateCity

Residential mortgage lenders for individuals

Residential mortgage lenders are financial institutions that lend money to an individual and not a company. Most mortgage lenders today can provide home loans for individuals purchasing their own home or an investment property.

Home Loans

10 Jun, 2010

1 min read

Residential mortgage lenders for individuals

Laine Gordon

Money Editor

Quitting smoking can save you $100,000 off your mortgage

RateCity investigates the huge savings smokers can make by quitting and paying down their mortgage. The latest interest rate rises have put pressure on most households with a mortgage. And if you’re a smoker, the federal government’s new 25 percent tax hike on packs of cigarettes will be sure to put an extra sting on your finances.

Home Loans

27 May, 2010

3 min read