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Bad credit history? Try Pepper Home Loans
Pepper Home Loans is a specialist lender offering a wide variety of non conforming home loans in a very clique mortgage market.
Non conforming home loans are similar to low doc loans in that both do not require extensive documentation such as tax returns and financial statements from applicants. However, while low doc loans are special products mainly for self employed borrowers with a good credit history, non conforming home loans understand that not everyone has a perfect credit history, or are able to prove an income stream.
Pepper home loans takes this into account when it assesses the individual needs of its borrowers so that it can offer a unique package to suit their situation. The downside is that rates are often higher than standard mortgages, because of the higher risks of lending.
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Disclaimer
This article is over two years old, last updated on July 8, 2009. While RateCity makes best efforts to update every important article regularly, the information in this piece may not be as relevant as it once was. Alternatively, please consider checking recent home loans articles.
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