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St.George Bank No Annual Fee Visa

  • Balance transfer
  • No annual fee

Purchase rate p.a.

20.74%

Balance transfer rate

21.49%

Annual fee

$0

St.George Bank No Annual Fee Visa

  • Balance transfer
  • No annual fee

Purchase rate p.a.

20.74%

Balance transfer rate

21.49%

Annual fee

$0

RateCity says

"A balance transfer card that offers customers no annual fee and free supplementary cards."

Pros and Cons

For St.George Bank No Annual Fee Visa

Benefits

  • No Annual Fee
  • Free supplementary cards

Drawbacks

  • Higher than average ongoing variable purchase rate
  • No reward program

St.George Bank Rate Credit Card overview

For No Annual Fee Visa

Details

Card level

Standard

Card type

Visa

Interest free days

55

Minimum monthly repayment

2% or $10

Minimum credit limit

$500

Maximum credit limit

$40,000

Free supplementary cards

Instant approval

Target Market Determination

Visit St.George Bank to view Target Market Determination.

Fees

Annual fee

$0

Annual Fee Spend Waiver

Supplementary card annual fee

$0

Late payment fee

$15

Over limit fee

$0

Duplicate statement fee

$2

Electronic Wallet Service

Apple pay available

Google pay available

Samsung pay available

Important Rates

Rates

Purchase rate p.a.

20.74%

Cash advance rate

21.49%

Cash advance fee

3% or $2.5

Balance Transfer

Balance transfer rate

21.49%

Transfer limit

80%

of the approved credit limit

Balance transfer fee

Overseas spending

Foreign exchange fee
3% on Visa
Overseas charges

$5

Estimated ATM cost

$14

for AU $300 withdrawal

Rewards

Program name

Rewards available

Eligibility

Minimum age

18

Minimum income

Eligibility conditions

NO strict minimum income, all circumstantial

Residency

Australia CitizenPermanent ResidentTemporary Visa 12 Months Valid

Perks

FREE SUPPLEMENTARY CARDS