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The latest credit cards news and tips

Mark Bristow

Personal Finance Editor

Back to school expenses putting more pressure on post-holiday budgets

Australian parents are set to spend 9 per cent more on back to school supplies this year than they did last year, with three in five saying they plan to cover this cost using buy now pay later (BNPL) or credit cards.

Credit Cards

27 Jan, 2022

2 min read

Back to school expenses putting more pressure on post-holiday budgets
Liz Seatter

Senior Finance Writer

Australians went on a record breaking $25.7 billion credit card spending-spree in November – but can they pay it back now?

Australians went on a huge shopping-spree in November making almost $69 billion of transactions on their credit cards and debit cards in November – the highest values since records began in 2002.

Credit Cards

12 Jan, 2022

3 min read

Australians went on a record breaking $25.7 billion credit card spending-spree in November – but can they pay it back now?
Alex Ritchie

Personal Finance Editor

Recovering from your buy now, pay later Christmas hangover

If you, like many Australians, have paid for your Christmas shopping through buy now, pay later platforms, you may find yourself with one or more repayments you’re now struggling to manage.

Credit Cards

04 Jan, 2022

4 min read

Recovering from your buy now, pay later Christmas hangover
Liz Seatter

Senior Finance Writer

Boxing Day sales warning: don’t blow a hole in your budget bagging a ‘bargain’

Shoppers planning to spend big in the post-Christmas sales are being warned to create a budget and keep track of their spending.

Credit Cards

24 Dec, 2021

5 min read

Boxing Day sales warning: don’t blow a hole in your budget bagging a ‘bargain’
Alex Ritchie

Personal Finance Editor

Credit card debt drops by $9.9 billion since the start of COVID

The national credit card debt accruing interest has dropped by over half a billion dollars in just one month, down to the lowest level since May 2003.

Credit Cards

07 Dec, 2021

3 min read

Credit card debt drops by $9.9 billion since the start of COVID
Liz Seatter

Senior Finance Writer

Payments giant PayPal to enter the buy now, pay later sector - how does it stack up?

Competition in the buy now, pay later sector has just stepped up a notch with PayPal announcing it’s joining the club.

Credit Cards

10 Mar, 2021

5 min read

Payments giant PayPal to enter the buy now, pay later sector - how does it stack up?
Laine Gordon

Money Editor

Big banks offering zero per cent deals to put credit cards back in Aussie pockets

Credit card lenders are offering attractive ‘zero per cent’ introductory deals this summer in a bid to get new customers on to their books.

Credit Cards

18 Dec, 2019

3 min read

Big banks offering zero per cent deals to put credit cards back in Aussie pockets

Promoted credit cards products

First Option Credit Union Limited credit cardFirst Option Credit Union Limited

First Option Bank Low Rate Visa Credit Card

  • Special
  • Apple, Google & Samsung Pay
  • Balance transfer
  • Low annual fee

Purchase rate p.a.

10.49%

Annual fee

$0

for 12 months then $48 thereafter

Australian Credit Licence 236509
Fees & charges apply

ANZ Banking Group Limited credit cardANZ Banking Group Limited

ANZ Rewards Black

  • Bonus Points
  • Apple, Google & Samsung Pay
  • Balance transfer

Purchase rate p.a.

20.99%

Annual fee

$375

Australian Credit Licence 234527
Fees & charges apply

ANZ Banking Group Limited credit cardANZ Banking Group Limited

ANZ Low Rate (Credit Back Offer)

  • Special
  • Apple, Google & Samsung Pay
  • Balance transfer
  • Low annual fee

Purchase rate p.a.

13.74%

Annual fee

$58

Australian Credit Licence 234527
Fees & charges apply

Suncorp Group Limited credit cardSuncorp Group Limited

Suncorp Bank Clear Options Platinum Card (Qantas Rewards)

  • Bonus Points
  • Samsung Pay
  • Balance transfer

Suncorp Bank (Norfina Limited ABN 66 010 831 722 AFSL 229882 Australian Credit Licence 229882). The SUNCORP brand and Sun Logo are used by Suncorp Bank (Norfina Limited) under licence and Suncorp Bank is not part of the Suncorp Group.

Purchase rate p.a.

20.99%

Annual fee

$199

Australian Credit Licence 229882
Fees & charges apply

product data updated on

Product data updated on 4 Apr 2025