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Relevant Credit Cards articles and tips
Alex Ritchie
Personal Finance Editor
When is the right time to pay off your credit card?
If you’ve been struggling financially and mentally with the pressures of credit card debt, you may feel the right time to pay it off was yesterday. But taking the steps today to pay down your debt is a better time than any to start.
Credit Cards
08 Jul, 2020
7 min read
Nick Bendel
Property & Personal Finance Writer
How to check your credit rating
Applying for a home loan, credit card or mobile phone card? Whatever type of loan or credit you apply for, the decision to approve or reject your application will come down to your credit report.
Credit Cards
04 Jul, 2018
4 min read
Alex Ritchie
Personal Finance Editor
No credit check credit cards
When you have a less than average credit score, searching for a credit card can feel like dodging an ‘approval’ mine field. However, you can still apply for a credit card online or in a branch with bad credit, and there are still credit card providers who will approve you – you just have to do your research first.
Credit Cards
26 Jun, 2018
5 min read
Alex Ritchie
Personal Finance Editor
How to consolidate your credit card debt
Do you have a couple of credit cards which plague you with constant reminders of outstanding debt? Trying to manage your debt when it’s coming from every angle can be difficult, not to mention costly.
Credit Cards
08 Jun, 2018
7 min read
Alex Ritchie
Personal Finance Editor
Budget travel tips for an insanely affordable holiday
RateCity has compiled a list of ten budget travel tips for an insanely affordable holiday.
Credit Cards
22 Jan, 2018
4 min read
Mark Bristow
Personal Finance Editor
What are the pros and cons of having multiple credit cards?
Many people love the convenience offered by credit cards. Rather than saving up cash over time to make a purchase, you can use your card to buy right now.
Credit Cards
22 Dec, 2017
4 min read
Mark Bristow
Personal Finance Editor
How much of my credit card should I pay off each month?
Credit cards offer a convenient way to borrow large or small amounts of money whenever you need it, which can prove very useful in the right circumstances. But of course, any money you borrow will need to be paid back, with interest over time.
Credit Cards
18 Oct, 2017
4 min read
Nick Bendel
Property & Personal Finance Writer
5 bad habits that keep people trapped in debt
Would you buy a $1 coin off somebody for $1.20? The idea sounds ludicrous, but people who are in debt traps do something similar all the time.
Credit Cards
19 Sep, 2017
4 min read
Alex Ritchie
Personal Finance Editor
What happens if I don't pay my credit card bill on time?
Failing to pay your credit card bill will have consequences, and they will only get more severe (and more expensive) as time goes on.
Credit Cards
18 Aug, 2017
5 min read
Alex Ritchie
Personal Finance Editor
How to repair your credit score
Swiping your credit card to buy that new laptop may have felt great in the moment but your lender doesn’t care that your purchase improved your happiness; they care that you pay your monthly invoices – with interest.
Credit Cards
06 Mar, 2017
6 min read
Alex Ritchie
Personal Finance Editor
How you lose money through laziness
When was the last time you went through all your transactions with a fine-tooth comb?
Credit Cards
02 Mar, 2017
4 min read
Alex Ritchie
Personal Finance Editor
How to pick your first credit card
When you’re younger, financial decisions like credit cards are a far away concern. As you get older, it’s wise to consider all your options before deciding which one is right for you.
Credit Cards
28 Feb, 2017
3 min read
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